Goalsetter: Invest & Bank

Goalsetter

About this app

Goalsetter is a mobile banking, debit card that focuses on educating the next generation with fun financial quizzes based on pop culture, putting them on the path to financial freedom. Whether you're a teen wanting financial independence, a parent wanting to start saving with their kids, or an adult who wants to jump-start their financial literacy, we have features for every need.

Goalsetter is a financial technology company, not a bank. Banking services are provided by Webster Bank, N.A., Member FDIC and Cashola Prepaid Debit Mastercard® is issued by Pathward, N.A. fka MetaBank, N.A., Member FDIC.

Goalsetter - Debit Card & Banking For All

With Goalsetter, everyone can take control of their finances, learning money management skills to work their personal finances. With a debit card for everyone, you can learn to earn, spend smartly and save. Parents can send money to their kids' and teens' debit cards, control when it's active, and have complete insight into their transaction's history. Together, families can establish smart spending and saving habits.

Financial Literacy via Memes & Games

Our financial literacy quizzes are made for all family members of all ages - for adults, teens, kids, and tweens. All quizzes are mapped to national financial literacy standards, so every individual learns healthy money habits, financial language, and math skills through pop culture memes and gifs.

Chores & Allowance

Since we know that every family does allowance differently, we've set up Allowance Rules that let you give allowance according to your family's philosophy. You set up the amounts to pay each kid and link your bank account, and we'll make the weekly allowance transfers to your kids' Goalsetter accounts. No more IOUs required!

Savings & Goal Tracker

Kids and parents can set up goals within the app to save and track progress for long-term goals, whether a rainy day or a vacation fund. Families can contribute to these goals, and they also serve as a continued reminder for kids to be setting aside money for the future. Once the goal is met, the funds can be cashed out and used. Don't worry though; we know that plans change and life happens. You can cash out from a goal at any time.

Safety & Security

Goalsetter uses 128-bit encryption, and we do not store any of your personal information and do not move money without your authorization.

Steps for App Data Deletion: Please contact us at [e-mail] for data deletion requests. Please note that financial transaction related data is maintained based on Federal and State guidelines.

Awards
*Winner of an FDIC Award 2021*
*Winner of JP Morgan Chase Financial Solutions Lab 2018*
*Winner of Morgan Stanley Innovations Lab 2018*
*Winner of FinTech Innovation Lab 2019*

Ratings and reviews

Such a great tool to help teach children (Elementary thru College) how to save and invest money! There are built in games and rewards. And such an easy way to pay allowances and gift money, directly to their Debit Card. It also give them the freedom to save up for something special and use the card like any other debit card.

Ok, so this app is not perfect, but I think it is the best of its kind. You can pay your kids allowance, they have an optional debit card that is free unless you haven't used it in the last 12 months, and my kids love it! Only suggestion- if you are going to use the Auto-Save feature, set the lump sum to be transferred and then divvy it up between goals. It does separate transactions for each goal if you try to do it that way.

My kids complain that some of the quiz questions accept the wrong answers and that there are typos.

What’s new

Goalsetter has released a new version! We continue to provide new features and enhancements for your family. Here are the types of changes we continue to improve:
- Feature enhancements and expansion of services
- Bug fixes and system performance
- Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!