Wisr – smarter money habits

Wisr

À propos de l'application

Make smarter money decisions with Wisr App.

This must-have financial tool lets you easily monitor your credit scores, manage your Wisr loan, automate savings, and skill up on money to reach your money goals faster.

🚨 Plus, you can now check if your email has been exposed on the web with our new BreachAlert feature!

With the latest Wisr App update, you can:

- Get personalised insights to help improve your credit scores
- Secure your digital identity by monitoring data breaches
- Supercharge your savings by increasing your round up amount
- Make extra loan repayments anytime
- Get personalised offers for a smarter, fairer, wiser loan

FEATURES

* Check your credit scores

Monitor your credit scores on-the-go with regular updates and notifications when your scores change. Plus, we'll send you personalised insights to help you understand what's helping and what's hurting your scores.

* Stay across data breaches

BreachAlert scans the dark web daily to identify data breaches associated with your email. It also gives you recommended next steps to protect your digital identity.

* Save more with round ups

Start making the most of your everyday spending. Round up your purchases to the nearest $1, $2, or $5 and we'll send the spare change directly towards your goal. Wisr App can help you pay down a credit card, personal loan, mortgage, or even your student debt. Or, you can use your round ups to build up your savings! To date, we've helped Australians round up more than $6M!

* Skill up on money

Discover effective ways to save money with Smart Moves. These interactive challenges provide you with the knowledge and strategies you need to grow your savings.

* Apply for a Wisr loan

Wondering about your personalised Wisr loan rate? Get a rate estimate within the app and apply for a Wisr loan anytime.

* Manage your Wisr loan

Wisr loan customers can access their loan info anywhere, anytime. Easily check your balance, make extra repayments, and change your repayment frequency.

Start making smarter money decisions now.

* What repayment options do we offer?

You can choose either a 3, 5 or 7 year term. Plus, it's up to you if you want to repay in monthly, fortnightly or weekly installments.

* Rates

This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 9.04% p.a. to maximum 23.79% p.a.

* Loan example

for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 9.04% p.a. (comparison rate 9.88% p.a.) and a $595 establishment fee, the monthly repayment would be $635.70 and the total cost over the life of the loan (including the establishment fee) would be $38,141.76.

Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

Wisr Finance Pty Ltd ACN 119 503 221 holds an Australian Credit Licence No. 458572.

All credit activities are subject to Wisr's standard terms, conditions, and policies.