Expense Tracking: Finance App

Reflect Technology

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Track every expense, plan every budget, and take control of your money — for yourself or your business — 100% offline. Expense Tracking is the all-in-one expense tracker, budget planner, and money manager for personal finances and small businesses alike, built for people who want clarity over their spending, without linking a bank account or creating an account.

WHY EXPENSE TRACKING?
No sign-up. No bank linking. Just a fast, private, offline expense tracker that works the moment you open it.

EXPENSE & INCOME TRACKING
• Log expenses and income in seconds
• Custom categories with icons and colors — add your own anytime
• Powerful search and filters to find any transaction instantly
• Attach notes so you remember what a purchase was for

BUDGET PLANNER
• Set weekly or monthly spending limits by category
• Get warned before you go over budget
• See exactly how much you have left to spend, in real time

BILL REMINDERS
• Never miss a due date again
• Schedule recurring bills — daily, weekly, monthly, or yearly
• Custom reminder alerts, days before each bill is due

LOAN & BORROW TRACKER
• Track money you've lent or borrowed, with due dates
• Get overdue alerts so nothing slips through the cracks
• Settle loans with one tap and share a PDF receipt

BUSINESS EXPENSE TRACKING
• Switch between Personal and Business anytime from Settings
• Track multiple businesses, each with its own transactions, budgets and bills
• Add customers and vendors, and see who owes you and who you owe
• Full Profit & Loss reports — revenue, costs and net profit at a glance

SAVINGS GOAL TRACKER
• Set a monthly savings target
• Track your progress automatically as you spend and earn
• Quick-pick common goal amounts or set a custom one

SPENDING INSIGHTS & REPORTS
• Visual spending breakdown by category
• Compare this week/month vs last, side by side
• 12-month balance history trend
• Month-by-month breakdown of where your money went

BUILT FOR EVERYONE
• Multi-currency support — pick your currency, anywhere in the world
• Available in English, Arabic, German, Spanish, French, and Urdu
• Light, dark, and system themes
• PIN lock to keep your finances private
• Export and share transaction reports as PDF
• Local backup & restore — your data stays yours, on your device

Whether you're budgeting on a tight income, splitting shared expenses, managing loans between friends and family, running a small business, or simply trying to understand where your money goes each month, Expense Tracking gives you a clear, no-friction way to do it — without a bank account required and without your financial data ever leaving your phone.

Download Expense Tracking today and start managing your money the simple way.

Nima yangiliklar

Fixed issues with data backup and import.
Added a new How to Use page.
Various UI/UX improvements.