Ukhathele ukufika ekupheleni kwenyanga ungazi ukuthi imali yakho iya kuphi? Ufuna ukuphatha isabelomali sakho kalula futhi wonge kalula? I-Plan & Multiply uhlelo lokusebenza lwamahhala lokubuyisela imali yakho ukuze ulawule izimali zakho. 100% ungaxhunyiwe ku-inthanethi, awunazikhangiso, futhi akukho ukuthengiswa kwedatha.
INDLELA YEMVELO ENGUQULWINI YEDIJITHALI
I-Plan & Multiply ihlela ukuphathwa kwesabelomali sakho ngezinsika ezintathu ezicacile (indlela ye-3F, ephefumulelwe umthetho we-50/30/20):
- Kulungisiwe: izindleko zakho eziphindaphindayo (irenti, okubhaliselwe, imali mboleko), okufakwe uphawu ngalunye
- Okuguquguqukayo: ama-envelope akho esabelomali sezindleko zansuku zonke (ukudla, ukuphuma, imisebenzi yokuzilibazisa)
- Ikusasa: imigomo yakho yokonga ngokulandelela okubonakalayo kanye nesibali-sikhathi sokubala
Njengekhalenda ledijithali, wazi kahle ukuthi usele nemali engakanani ukuze uphile ngayo usuku ngalunye. Yindlela yemvilophu ngesimo sedijithali: yonke i-euro inendawo yayo. Ukuhlela isabelomali sakho sanyanga zonke akukaze kube lula.
UKUPHATHWA KWESABELOMALI SABASHADI NOMNDENI
I-Plan & Multiply yenzelwe ukuphatha isabelomali sakho njengombhangqwana noma umndeni:
- Isabelomali Sabashadikazi: Yabelana ngemali engenayo kanye nezindleko zakho endaweni eyodwa
- Isabelomali Somndeni: Phatha isabelomali somndeni nabanikeli abaningi
- Ukuvumelanisa kwamafu phakathi kwamadivayisi akho (i-Premium)
- Isimemo ngekhodi ye-QR — asikho isidingo sokudala i-akhawunti
Isabelomali esabiwe esisebenza ngempela. Azisekho izimpikiswano mayelana nezindleko zansuku zonke.
IZICI EZIYINHLOKO
💰 Ama-Envelope Esabelomali — Hlukanisa imali yakho ngesigaba. Imvilophu ngayinye ibonisa imali yakho esele ngesikhathi sangempela. Izindleko zokulandelela ziba sobala kakhulu.
📋 Uhlu Lokuhlola Izindleko Ezingaguquki — Hlola izinkokhelo zakho njengoba zifika ngesikhathi. Ukulandelela isabelomali kwangempela ngaphandle kokucindezeleka.
🛡️ Ukubhukha Okuzenzakalelayo — Imali Engabelwe ivikelwe ku-Smart Reserve.
🏷️ Ukuhlukaniswa okuzenzakalelayo — Ukuthengiselana kwakho kuyahlela.
📊 Ukulandelela okubonakalayo — Sula amagrafu ukuze uqonde ukuphathwa kwesabelomali sakho ngokushesha.
🎯 Imigomo yokonga — Chaza imigomo yakho (iholide, isikhwama esiphuthumayo, iphrojekthi entsha) ngokulandelela inqubekela phambili.
💳 Ukuphathwa kwezikweletu — Landelela isikweletu sakho ngamasu okuwa noma i-snowball.
📥 Ukungenisa ebhange — Ngenisa izitatimende zakho ze-CSV, OFX, noma ze-QIF ebhange lakho.
🌙 Imodi emnyama — Isixhumi esibonakalayo esihle, imini nobusuku.
📤 Thumela — Thumela idatha yakho yezezimali noma nini.
GCINA FUTHI UYIGCINE KALULA
Isikolo sakho sezempilo yezezimali (A kuya ku-D) sikukhombisa ukuthi umi kuphi: imali engenayo ilawulwa, izindleko ezihleliwe ezilawulwayo, ukonga okukhulayo. Akuyona isahlulelo — uphawu lokusekela lokuphatha imali yakho inyanga nenyanga.
Iholide, isikhwama esiphuthumayo, i-MacBook... Dala imigomo yakho yokonga ngokulandelela okuzenzakalelayo. Ukonga kuba yinto ebonakalayo futhi ekhuthazayo.
UHLELO LOKUSEBENZA LWEZIBALO MAHHALA — AKUNAZIBALO
Okubalulekile kuhlala kumahhala kuze kube phakade. I-Plan & Multiply uhlelo lokusebenza lwesabelomali samahhala olungenazikhangiso futhi olungenazo izivumelwano. Isivivinyo se-Premium sezinsuku ezingu-14 siyatholakala ukuze kuhlolwe isabelomali sombhangqwana, isabelomali somndeni, kanye nemijikelezo yangokwezifiso.
UBUMFIHLO NOKUNGENAKHO KU-INTANETHI
Idatha yakho ihlala ocingweni lwakho. Akukho akhawunti edingekayo, akukho uxhumano lwasebhange, akukho ukuthengiswa kwedatha kabusha. Isabelomali sami siyibhizinisi lami. Uhlelo lokusebenza lusebenza ngo-100% ungaxhunyiwe ku-inthanethi.
Landa i-Plan & Multiply: umphathi wesabelomali olula wokuphatha isabelomali sakho sanyanga zonke ngendlela yemvilophu. Ukuphathwa kwesabelomali okulula, ukulandelela izindleko okucacile, isabelomali sombhangqwana, kanye nesabelomali somndeni — konke kukodwa. Londoloza kalula njalo ngenyanga.
Kubuyekezwe ngo-
Eph 20, 2026