EveryDollar: Budget Management

Ramsey Solutions

Ukuthenga ngaphakathi nohlelo

Mayelana nalolu hlelo lokusebenza

I-EveryDollar uhlelo lokusebenza lwesabelomali somuntu siqu olukusiza ukuthi ukhokhe izikweletu futhi wakhe ingcebo. Dala izabelomali ezenziwe ngokwezifiso ngomhleli wakho wesabelomali somuntu siqu futhi ulandelele izindleko kanye nokuthengiselana. Kodwa akugcini lapho: hlela ukusetshenziswa kwemali nokonga, beka imigomo yezezimali futhi uphathe izimali zomuntu siqu.

Ulindele ukubuyiselwa imali kulesi sikhathi sentela? I-EveryDollar ingakusiza ukuthi uthathe imbuyiselo yakho yentela futhi ikwenze ikusebenzele. Ngemva kokufaka intela yakho, engeza imbuyiselo yakho yentela esikhwameni esiphuthumayo ukuze ukhulise imali yakho yokonga yesikhathi esizayo noma usebenzise imali engenayo eyengeziwe ukuze ukhokhe izikweletu. Qonda ukuthi ungayilinganisela kanjani imali yakho engenayo nemigomo yokusebenzisa imali nokonga ngamathuluzi okuhlela isikhwama se-EveryDollar.

Isabelomali sikunikeza imvume yokusebenzisa imali uma unikeza wonke amadola umsebenzi. Qala namuhla bese utshela imali yakho ukuthi iye kuphi esikhundleni sokuzibuza ukuthi iye kuphi.

UMPHATHI WEZIMALI ZOMNTU NESILANDELI SESABELO SAMAHHALA
• Landelela imali futhi udale izabelomali kalula
• Lungisa imali kanye nokuhlela isabelomali kusuka noma yikuphi
• Landelela ukusetshenziswa kwemali kanye nokonga imali ngokushesha nangokunembile
• Kuhle kunoma yimuphi umphathi wesabelomali noma wezezimali zomuntu siqu
• Isabelomali somuntu siqu, isabelomali sasekhaya, isabelomali somndeni, ukuhlela isabelomali sabafundi

UMPHATHI WEZIMALI NOMPHAKATHI
• Umlandeli wesabelomali somuntu siqu, uhlelo lokusebenza lokubala imali nokuningi: uhlelo lwakho lokusebenza lokuphatha izimali zomuntu siqu ukuphatha ukusetshenziswa kwemali ukuze wonge imali, ukhokhe izikweletu futhi ube uchwepheshe wokukhokha izikweletu
• Phatha imali usebenzisa i-akhawunti yakho yokuhlola kanye ne-akhawunti yokonga
• Landelela ukunciphisa izikweletu kanye nokonga imali yomhlalaphansi nge-tracker yokusebenzisa imali
• Kulula ukuyisebenzisa kokubili kumphathi wezezimali zomuntu siqu oqalayo nonekhono noma umhleli wezezimali

UMELEKI WEZEZIMALI NOMQEQESHI WEZIMALI EZINGUQOQO
• Funda amathiphu emali kanye nendlela yokonga imali
• Funda ukuphathwa kwezimali futhi ube uchwepheshe wemali ngeseluleko sochwepheshe
• Indlela yokulandelela ukuthengiselana, amathiphu okonga, indlela yokwakha isabelomali ozosisebenzisa ngempela nokuningi!
• Ababhajethi bafunda ukonga imali: thola isilinganiso esingu-$3,015!

ISILANDELI SOKONGA IMALI NOKUSEBENZISA IMALI
• Ukuphatha imali ngohlelo lwethu lokusebenza lokulandelela imali yomuntu siqu kanye nokuphathwa kwemali kulula
• Yazi ukuthi imali yakho yokonga kanye nokusebenzisa imali iya kuphi
• Ukuhlela imali kanye nesabelomali kukusiza ukuthi wonge imali futhi usebenzise imali
• Phatha okubhaliselwe futhi ulandelele izindleko
• Ukulandelela ukusetshenziswa kwemali ukuze ugweme ukweqa isabelomali kulula ngokuxhumana kwebhange okuzenzakalelayo

ISILANDELI SOKUBHALISA NESILANDELI SENGCONO
• Umenzi wesabelomali sakho sonke, uhlelo lokusebenza lokulandelela izikweletu kanye nemali engenayo
• Umhleli wezikweletu ukuvumela ukuthi uphathe izikweletu kanye nezindleko kalula
• Qhathanisa imali engenayo kanye nezikweletu ukuze ulungise imigomo yokusebenzisa kanye nokonga
• Qapha zonke izinhlobo zesimo sokulandelela izikweletu kanye nomphathi wezindleko
• Isilandeli semali, isilandeli sezindleko zokuhamba, isilandeli sesabelomali seholide nokuningi

ISILANDELI SEMIGOMO YEMALI
Ithuluzi lesabelomali lanoma yimuphi umgomo wezezimali: dala isabelomali sanoma yimuphi umgomo wokwenza isabelomali noma wokonga imali, njenge:
• Isabelomali somuntu siqu
• Isabelomali sasekhaya
• Isabelomali somndeni
• Isabelomali samaholide
• Isabelomali somshado
• Isabelomali sanyanga zonke

Izici zohlelo lokusebenza lwesabelomali samahhala:
• Dala isabelomali sanyanga zonke
• Buka umhleli wakho wesabelomali samahhala kunoma iyiphi idivayisi
• Yenza ngokwezifiso isilandeli sesabelomali samahhala se izindleko zanyanga zonke
• Izigaba zesabelomali ezingenamkhawulo nezinto zomugqa
• Yonga imali yokuthenga okukhulu nemigomo
• Yabelana ngesabelomali sakho somndeni kanye nokulandelela izindleko
• Hlukanisa ukuthengiselana ezintweni zomugqa wesabelomali
• Setha izinsuku zokugcina ukuze uphathe amabhili kanye nokulandelela isabelomali

Izici zesabelomali ezithuthukisiwe:
• Sakaza ngokuzenzakalelayo ukuthengiselana kwisabelomali
• Xhuma kuma-akhawunti ezezimali
• Thola umbiko wezindleko ezenziwe ngokwezifiso zokusebenzisa kanye nemali engenayo
• Thumela idatha yokuthengiselana ku-Excel bese udala umbiko wakho wezindleko
• Thola izincomo ezenziwe ngezifiso zokulandelela izindleko
• Setha isikhumbuzi sebhili sanyanga zonke sokuphatha amabhili
• Buka umkhondo wakho wamanje kanye nowesilinganiso senzuzo• Landelela ukusetshenziswa kwemali, ukuthi ukhokhelwa nini kanye nezinsuku zokugcina ngokuhlela umholo
• Hlangana nemigomo yokunciphisa izikweletu nokonga bese ubona ukuthi uzozifinyelela nini ngemephu yendlela yezezimali
• Yiba ongenazikweletu ngokushesha ngokulandelela izindleko okulula
• Joyina izikhathi ze-Q&A ezibukhoma nabaqeqeshi bezezimali abangochwepheshe

Inqubomgomo Yobumfihlo: https://www.ramseysolutions.com/company/policies/privacy-policy
Imigomo Yokusebenzisa: https://www.ramseysolutions.com/company/policies/terms-of-use

Yini entsha

A few upgrades under the hood to keep EveryDollar running smooth. Update your app and see what’s better.