Moneybox - Save and Invest

Digital Moneybox Limited

Mayelana nalolu hlelo lokusebenza

Shintsha imali yakho ibe okuthile okukhulu nge-Moneybox.

• Qala ukutshala izimali kuhlu lwethu lwezimali ngemali encane efika ku-£1
• Longela ikhaya lakho lokuqala nge-ISA yethu yokuphila okuhamba phambili emakethe
• Thola bese uhlanganisa izimpesheni zakho ezindala futhi wakhe isikhwama sakho somhlalaphansi
• Yakha ingcebo yesikhathi eside nge-Cash ISA noma ama-akhawunti okonga

Konke ngohlelo lokusebenza oluwina umklomelo olusetshenziswa abantu abangaphezu kwesigidi esi-1 e-UK yonkana.

Inkunzi esengozini. Konke ukutshala izimali kufanele kuthathwe njengesikhathi eside. Inani lemali oyitshalile lingehla liye phezulu, futhi ungase ubuye ngaphansi kwalokho otshalile.


Khetha ohlwini lwethu lwama-akhawunti awine imiklomelo:

• Imali ye-ISA
• I-ISA yokuphila konke
•Izitoko Namasheya ISA
• Junior ISA
• Impesheni yomuntu siqu
• Ama-akhawunti okonga


Thenga ikhaya lakho lokuqala nge-Lifetime ISA yethu ehamba phambili emakethe:

•Yonga kufika ku-£4,000 ngonyaka futhi uthole ibhonasi kahulumeni engu-25% efika ku-£1,000 mahhala njalo ngonyaka
•Thola Izeluleko Zamahhala Zokuthenga Ngezindlu
•Phequlula ababolekisi abangaphezu kuka-90 futhi uthole imali mboleko ekufanele

*Izindleko zikahulumeni zokuhoxa ngaphambi kwesikhathi zingasebenza ku-Lifetime ISA. Iseluleko seMoneybox Mortgage sinikezwa ngabakwaMoneybox Mortgages Ltd. Ikhaya lakho lingase lidliwe uma ungaqhubeki nokukhokha imali yendlu yakho.


Zuza imali yakho yesibonelelo samahhala nge-Cash ISA yethu:

• Yonga kufika ku-£20,00 ngonyaka, mahhala intela
• Thola inzalo ehamba phambili emalini yakho
• Ukuhoxa okungafika koku-3 njalo ezinyangeni eziyi-12 ngaphandle kokuthikameze isilinganiso sakho

Ukuphathwa kwentela kuncike ezimweni zomuntu ngamunye futhi kungase kube ngaphansi koshintsho esikhathini esizayo.

Hlela ikusasa lakho ngamathuluzi awusizo:

• Fingqa idiphozithi yakho nge-Lifetime ISA Calculator yethu
• Phambili ingcebo yakho nge-ISA Time Machine


Setha okuzenzakalelayo futhi wakhe imikhuba enempilo:

• Misa amadiphozithi avamile kanye nezinyuso zosuku lokukhokha
• Hlanganisa imali oyisebenzisayo ibe yipondo eliseduze
• Gcina noma ushintshile oyitshalile


Yiba nesabelo sezinkampani ezinkulu kusuka ku-£1 nje:

• Tshala Kumasheya Namasheya ISA noma I-akhawunti Yokutshalwa Kwezimali Okujwayelekile
• Khetha ezinkethweni zethu ezintathu zokuqala ezikhethwe ngochwepheshe: Ukuqapha, Ukulinganisela noma Ukuzidela
• Amasheya akho ku-Tesla, Netflix, Disney nezinye izitoko eziningi zase-US
• Emuva kwezimali ezibophezelekile emphakathini ngokucabangela izici ze-ESG

Inkunzi esengozini. Konke ukutshala imali kufanele kube okwesikhathi eside. Inani lemali oyitshalile lingehla liye phezulu, futhi ungase ubuye ngaphansi kwalokho otshalile.

Yakha isikhwama somhlalaphansi okufanele usilinde:

• Landelela impesheni yakho endala yasemsebenzini ngeMpesheni yethu yamahhala • Isevisi yabaseshi bese uyihlanganisa yonke endaweni eyodwa
• Thola ibhonasi engu-25% kuhulumeni kuze kufike ku-£60,000 ngonyaka empeshenini yakho Yokuzitshalwa Kwemali

Izinkokhelo ozenza empeshenini yakho ngeke zifinyeleleke kuze kube yilapho ubuncane beminyaka yempesheni (okwamanje ingama-55, inyuka ifinyelele eminyakeni engama-57 kusukela ngo-2028). Ukuphathwa kwentela kuncike ezimweni zomuntu ngamunye futhi kungase kube ngaphansi koshintsho esikhathini esizayo. Inkunzi esengozini.

I-Moneybox igunyaziwe futhi ilawulwa Isiphathimandla Sokuziphatha Kwezezimali ngenombolo yesithenjwa 712935.

Okwethenjwayo futhi obala:

• Ukonga kwakho nokutshalwa kwezimali kukhava Uhlelo Lwesinxephezelo Sezinkonzo Zezezimali lukahulumeni wase-UK olufika ku-£85,000 esimeni esingenakwenzeka lapho umhlinzeki wesikhwama kuthiwe uphelelwe imali.
• Ngemikhiqizo yethu yokutshala imali, sikhokhisa u-£1 kuphela ngenyanga (imali yokubhalisa) kanye no-0.45% yenani le-investimenti yakho ngonyaka. Kukhona izindleko zabahlinzeki besikhwama phezu kwalokhu - bona uhlelo lokusebenza ukuthola imininingwane. Ukukusiza ukuthi uqalise, asikhokhisi imali yokubhalisa ezinyangeni ezintathu zokuqala
• Azikho izimali ezikhokhwayo ze-akhawunti ye-Cash Lifetime ISA yethu noma ama-Savings Accounts
• Sisebenzisa ukubethela kwe-TLS okuleveli yebhange engu-256-bit kulo lonke ulwazi lwakho lomuntu siqu.


Usulungele ukuqalisa? Landa i-Moneybox namuhla.

Yini entsha

In the latest version we’ve been busy making some important updates and bug fixes to keep the Moneybox machine running smoothly.