SMBCモビット カードローン・ローン・キャッシング

三井住友カード株式会社

Mayelana nalolu hlelo lokusebenza

Ukuze uthole intuthuko yemali, imalimboleko, kanye nokubolekwa kwamakhadi, sebenzisa i-SMBC Mobit!
Ungakwazi nokuboleka imali ezitolo eziseduze namabhange. Empeleni, itholakala amahora angu-24 ngosuku, izinsuku ezingu-365 ngonyaka, kuhlanganise nezimpelasonto, amaholide, nobusuku.

■ Izici eziyinhloko ze-SMBC Mobit smartphone app esemthethweni

1.Imisebenzi ye-ATM ye-smartphone
Ungaboleka futhi ubuyisele ngaphandle kwekhadi usebenzisa uhlelo lokusebenza.
Imali etholakalayo iyatholakala amahora angama-24 ngosuku kuma-ATM ayi-Seven Bank kanye ne-Lawson Bank!
Lena imali ebolekiwe yekhadi evumela ukuthi uyisebenzise ngendlela ehlelwe kahle, kusukela ekubolekeni kuya ekukhokheni.

2. Ukuthumela imibhalo edingekayo
Ungakwazi kalula ukuthatha izithombe zemibhalo edingekayo lapho usayina inkontileka yemalimboleko yekhadi nge-smartphone yakho futhi uyithumele.
Amakhasimende asebenzisa i-SMBC Mobit angasebenzisa le sevisi ukuthumela imibhalo yawo yakamuva yobufakazi bemali engenayo.

3. Isevisi yamalungu kuphela “My Mobi”
・ Ukungena ngemvume okulula
Ungangena nje ngokuqala uhlelo lokusebenza ngomsebenzi wokungena ngokuzenzakalelayo. Futhi isekela ukuqinisekiswa kwe-biometric (izigxivizo zeminwe, ubuso, izigxivizo zezwi).
*Umsebenzi wokungena ngokuzenzakalelayo utholakala kuphela uma ukhetha ukungena nge-ID yomsebenzisi.

・ Uphenyo lwesimo sokusetshenziswa
Ungahlola isimo sokwenziwe (inani elitholakalayo/inani lomkhawulo/ibhalansi, idethi yokukhokha elandelayo, njll.).

· Dlulisa imali kusengaphambili
Dlulisela imali ngqo ku-akhawunti yakho yokonga ngemizuzu emi-3! Ungabhalisa ama-akhawunti ediphozithi afinyelela kwangu-3.
*Usuku nesikhathi sokuphothula idiphozithi kuyehluka kuye ngesikhungo sezimali (kuye ngesikhungo sezimali, amadiphozithi angenziwa amahora angama-24 ngosuku)

・ Inkokhelo ye-inthanethi
Ungakwazi ukubuyisela izikhathi ezingu-10 ngenyanga nge-Pay-easy ngaphandle kwemali yokucubungula.
*Uzodinga i-akhawunti yasebhange ekuvumela ukuthi usebenzise i-internet banking.

・ Bhalisa usuku lokukhokha oluhleliwe
Esimeni esingenakwenzeka sokuthi inkokhelo yakho ibambezeleke, ungabhalisa usuku lwakho lokukhokha oluhleliwe amahora angu-24 ngosuku ngaphandle kokuthi ushaye ucingo.
*Ngemva kokuba umnqamulajuqu wokukhokha usudlulile, kuzokhokhiswa imali sekwephuzile engu-20.00% ngonyaka ebhalansi esetshenzisiwe.
*Ukuhoxa kungase kumiswe.

・ Isicelo sokuhlolwa okwengeziwe
Qedela inqubo yokushintsha inani lenkontileka ku-inthanethi noma ngohlelo lokusebenza ngaphandle kwesidingo socingo.
*Kungase kudingeke ukuthi ulethe imibhalo yobufakazi bemali engenayo ukuze uthole ukuhlolwa kokukhuphuka.

・ Isevisi yephoyinti le-V
Ungakwazi ukuqedela izinqubo ezihlukahlukene zezinsizakalo ezikuvumela ukuthi uzuze Amaphuzu angu-V ngokukhokha okunqunywe kusengaphambili, futhi wenze izinkokhelo usebenzisa Amaphuzu angu-V.
*Ungakwazi "ukuqhubeka nokusebenzisa/ukukhansela amaphuzu angu-V" futhi "ufake isicelo sokushintshela ekhadini le-Mobit (ikhadi le-V elihlanganisiwe)" kumenyu yesevisi yephoyinti le-V.

・ Imali ethunyelwayo (inkokhelo) ku-LINE Pay
Lapho uboleka imali, ungadlulisela (ukukhokhisa) imali ngokuqondile ku-LINE Pay.
*Kudingeka i-akhawunti ye-LINE Pay ukuze usebenzise le sevisi.
*Ukuboleka nge-LINE Pay kutholakala kuphela kubasebenzisi be-LINE Money.

Ungasebenzisa futhi eminye imisebenzi elula ehlobene ne-advanced cash, izikweletu, kanye nokubolekwa kwamakhadi. (Sicela ubheke ngezansi ukuze uthole imininingwane)
https://www.mobit.ne.jp/popup/about_sm_app.html

■“I-SMBC Mobit yekhadi le-Sumitomo Mitsui” inconywa kubantu abalandelayo
・ Ukusebenzisa imali esele ngaphambi kwesikhathi noma imali mboleko yekhadi okokuqala ngqa
・Ngifuna imali yokubolekwa kusengaphambili noma ikhadi lapho ngingaboleka khona imali ngokuthula kwengqondo.
・ Njengoba ngisebenzisa i-Sumitomo Mitsui Banking Corporation (SMBC), ngithanda ukusebenzisa uhlelo lokusebenza lwe-SMBC Group ukuboleka.
・ Ngifuna ukusebenzisa uhlelo lokusebenza lwemali esele ngaphambi kwesikhathi noma uhlelo lokusebenza lokubolekwa kwekhadi elinobuqiniso bebhayomethrikhi.
・ Ngifuna ukuboleka futhi ngibuyisele ngisebenzisa uhlelo lokusebenza lwemalimboleko
・Ngifuna ukuboleka imali ngezimali ezithembekile ze-SMBC Group zemalimboleko kanye nokubolekwa kwamakhadi.
・ Njengoba kungokokuqala ngqa ngithola isikweletu sekhadi noma ukuboleka imali, ngingathanda ukusebenzisa i-ATM enkulu njenge-Sumitomo Mitsui Banking Corporation (SMBC).
・ Sengivele ngiboleke imali ohlelweni lokusebenza lwemalimboleko yekhadi lasebhange, ngakho-ke ngifuna olunye uhlelo lokusebenza lwemalimboleko.
・ Ngifuna uhlelo lokusebenza lokubolekwa kwekhadi oluvumela ukukhishwa kwemali kosuku olufanayo
・ Ngifuna ukuboleka imali ngisebenzisa i-ATM ye-Sumitomo Mitsui Banking Corporation (SMBC).
・ Ngifuna ukuboleka imali ngokushesha ngangokunokwenzeka ngisebenzisa uhlelo lokusebenza lokuboleka.
・ Ngifuna ukuboleka imali ngisebenzisa uhlelo lokusebenza lwe- cash advance lapho ngingaqongelela khona amaphuzu angu-V.
・ Ngifuna uhlelo lokusebenza lokuboleka imali yezimali zabathengi (imali ebolekiwe, imalimboleko yekhadi) esikhundleni sohlelo lokusebenza lokukhokha oluhlehlisiwe.
・ Ngifuna ukubuyisela imali ebolekiwe futhi ngilondoloze amaphuzu angu-V.
・ Ngifuna ukusebenzisa uhlelo lokusebenza olulula lwe-SMBC Group lokuthola kusengaphambili imali
・ Ngifuna ukuboleka imali ngaphandle kwekhadi ngisebenzisa uhlelo lokusebenza lokuboleka imali.
・ Ngifuna ukuqedela inqubo yemalimboleko ngisebenzisa uhlelo lokusebenza lwemalimboleko.
・ Ngifuna uhlelo lokusebenza oluvumela ukuthi ngiboleke imali ngosuku olufanayo.
・ Ngaphezu kokuboleka emalini ebolekiwe yekhadi lasebhange, ngifuna nokuboleka emalimboleko yomthengi.
・ Ngifuna uhlelo lokusebenza lwemalimboleko olungivumela ukuthi ngithole imali mboleko ngaphandle kokwazi muntu.
・ Ngifuna ukuboleka ukheshi esikhundleni sokusebenzisa uhlelo lokukhokha oluhlehlisiwe
・ Ngifuna ukufaka isicelo sokubolekwa imali ngokushesha ngohlelo lokusebenza olungenakhadi lwekhadi lesikweletu
・ Ngivame ukusebenzisa izinhlelo zokusebenza zokuboleka imali nezinhlelo zokukhokha ezihlehlisiwe.
・ Uthole imali mboleko yomthengi
・ Ngivame ukulondoloza Amaphuzu angu-V ngisebenzisa uhlelo lokusebenza lwe-V Point.
・ Ngingathanda ukusebenzisa uhlelo lokusebenza lwe-SMBC Group lokuthola kusengaphambili ukheshi ngaphezu kwezinye izikweletu zasebhange.
・ Ufuna uhlelo lokusebenza ongaboleka imali
・ Nginentshisekelo kuhlelo lokusebenza lwemalimboleko yekhadi elikuvumela ukuthi uthole amaphuzu angu-V lapho ukhokha imali oyibolekile.
・ Ngifuna ukuhlola isimo sami semalimboleko yezezimali ohlelweni lokusebenza lwemalimboleko.
・Ngifuna ukusebenzisa uhlelo lokusebenza lokubolekwa kwekhadi olungivumela ukuthi ngiqongelele amaphuzu angu-V ekhadini lami lephuzu elingu-V elivamile.
・Ngifuna ukusebenzisa uhlelo lokusebenza oluthembekile lwe-SMBC Group ukuze ngithole ukheshi esikhundleni sokusebenzisa uhlelo lokusebenza lokuboleka olungadingi ukuhlolwa.
・Ngifuna ukuthola imali ebolekiwe yomthengi ngaphandle kohlelo lokukhokha oluhlehlisiwe noma imali mboleko yekhadi lasebhange.
・ Njengoba i-Sumitomo Mitsui Banking Corporation (SMBC) iyibhange lami elikhulu, ngingathanda ukuboleka ngisebenzisa uhlelo lokusebenza lwe-SMBC Group.
・ Ngifuna uhlelo lokusebenza oluboleka imali esikhundleni sohlelo lokusebenza lokukhokha oluhlehlisiwe
・Ngifuna ukuboleka imali ngisebenzisa uhlelo lokusebenza lwe-SMBC Group lokuya phambili ngemali, olungivumela ukuthi ngisebenzise ama-ATM e-Sumitomo Mitsui Banking Corporation (SMBC).
・Ngifuna uhlelo lokusebenza engingaboleka imali ehlukile ekubolekeni ikhadi lasebhange.

【Indawo yokusebenza】
I-Smartphone (Android OS) 6.0 noma ngaphezulu iyanconywa
*Ukusebenza akuqinisekisiwe kumadivayisi ethebhulethi.
*I-"Android" wuphawu lokuhweba lwe-Google Inc.

【abanye】
1.Sicela uqiniseke ukuthi uhlola "Imigomo Yokusebenzisa Yohlelo Lokusebenza" ngaphambi kokusebenzisa.
2.Ungangena usebenzisa i-ID yakho yomsebenzisi noma inombolo yekhadi (inombolo yokudlulisa imali).
3.Mayelana nokuthumela imibhalo edingekayo
・ Sicela uhlole usuku lokuphelelwa yisikhathi kwedokhumenti
・ Sicela uthathe izithombe endaweni ekhanyayo
・ Sicela ungasebenzisi ama-flash noma amalambu asizayo.
-Sicela uthathe isithombe ngaphakathi kohlaka esikrinini.
・ Uma ubuyekeza uhlelo lokusebenza, amadokhumenti angathunyelwanga ohlelweni lokusebenza azosuswa.


■■■ Izimo zokubolekwa imali, njll. ■■■
・ Isikhathi esincane nesiphezulu sokukhokha
Kufika izikhathi ezingama-60 (iminyaka emi-5) Nokho, uma iNkampani ibona kunesizathu esizwakalayo sokucabangela ikhono lokubuyisela nezinye izimo, kuze kufike izikhathi ezingu-106 (iminyaka eyi-8 nezinyanga eziyi-10)
Sicela uqaphele ukuthi lona akuwona umkhiqizo wezezimali odinga ukukhokhelwa ngokugcwele zingakapheli izinsuku ezingu-60.
・ I-APR ephezulu (isilinganiso senzalo sonyaka sangempela)
Izinga langempela lonyaka: 3.00% ukuya ku-18.00%
Isibonelo esimele isamba sezindleko zemali mboleko, okuhlanganisa zonke izinkokhelo ezisebenzayo.
◇Uma isilinganiso senzalo sangempela sonyaka singu-18.00%
　Inani lokusetshenziswa: 500,000 yen
Imali ekhokhwa nyanga zonke: 30,000 yen
Isamba semali ekhokhwayo: 579,829 yen
30,000 yen x 19 izitolimende (inani lokukhokha nyanga zonke) + 9,829 yen/isitolimende sokugcina
◇Uma izinga lenzalo lonyaka langempela lingu-3.00%
　Inani elisetshenziswayo: 8 million yen
Imali ekhokhwa nyanga zonke: 150,000 yen
Isamba semali ekhokhwayo: 8,585,527 yen
150,000 yen x 57 izitolimende (inani lokukhokha nyanga zonke) + 35,527 yen/isitolimende sokugcina

Bheka imigomo yemalimboleko futhi uqaphele ukuthi ungaboleki kakhulu.

[Uhlelo lokusebenza olusemthethweni lwe-SMBC Mobit smartphone]
Sebenzisa kalula intuthuko yemali, imalimboleko, kanye nemalimboleko yekhadi ku-smartphone yakho ngohlelo lokusebenza olusemthethweni!