605b.ai

In-app purchases
Content rating
Everyone
1+
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Content rating
Everyone
In-App Purchases
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About this app

605b.ai helps you organize credit report documentation in one private workspace. Upload a credit report PDF you choose, review potential inaccuracies, prepare dispute letters, and keep notes about collections, identity theft paperwork, credit monitoring alerts, and follow-up timelines.

What you can do:
* Review credit report information in plain language
* Organize potential inaccuracies and supporting documentation
* Prepare self-service dispute letters for your own review
* Track dates, responses, and next steps
* Build identity theft documentation packets when needed
* Export records you can choose to send yourself

Pricing:
All purchases are one-time. No subscriptions or recurring charges. The free tier includes one report analysis. Upgrades unlock expanded templates, tracking tools, organizational guidance tools, and identity theft documentation features.

Important disclaimer:
605b.ai is an independent self-service documentation and organization tool and is not affiliated with any government agency.
605b.ai does not provide legal services, legal representation, banking services, lending, or credit repair services.
Results depend on individual circumstances and no specific outcomes are guaranteed.
605b.ai does not contact credit bureaus, creditors, collectors, or government agencies for you. You generate, review, manage, and send your own documentation.

Official public resource links:
Consumer Financial Protection Bureau: https://www.consumerfinance.gov/
IdentityTheft.gov: https://www.identitytheft.gov/
FTC guide to free credit reports: https://consumer.ftc.gov/articles/free-credit-reports
eCFR Part 1022 public reference: https://www.ecfr.gov/current/title-12/chapter-X/part-1022
Organize credit report documentation and dispute letters.
Updated on
Aug 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Improvements in this update: option to rate the app after sharing a letter, letter preview refinements, and stability fixes.
Content rating
Everyone
In-App Purchases
Learn more

App support

Phone number
+17606664106
About the developer
Ninth Wave Analytics, LLC
support@605b.ai
627 S Freeman St Oceanside, CA 92054-4118 United States
+1 760-666-4106

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