OptimalFinancial

OptimalFinancial LLC

About this app

OptimalFinancial is a private wealth governance platform built for family offices, high-net-worth individuals, trustees, and independent financial advisors.

SEE EVERYTHING YOU OWN IN ONE PLACE
Connect bank, brokerage, and crypto accounts through secure, read-only aggregation. Add property, private equity, collectables, and other alternative assets manually. Track consolidated net worth across currencies, entities, and structures.

GOVERN IT LIKE AN INSTITUTION
- Governance Score: continuous scoring of concentration, liquidity, documentation, and oversight across your portfolio
- AI commentary: plain language insight into what changed in your portfolio and why it matters
- Scenario engine: stress test allocations against market moves before you make them
- Crypto governance: digital asset holdings tracked to the same oversight standard as traditional assets
- FATCA and CRS support: structured workflows for offshore reporting obligations
- Auditor and trustee access: granular, read-only roles for the professionals who oversee your structures

BUILT FOR PRIVACY AND SECURITY
All data is encrypted in transit. Sign-in is protected by multi-factor authentication and biometric unlock. Account connections are read-only. You can delete your account and data at any time.

WHO IT IS FOR
- Family offices that need institutional-grade oversight without institutional overhead
- High net worth individuals consolidating accounts across multiple institutions and jurisdictions
- Trustees and trust companies that need governance documentation for the structures they administer
- Independent financial advisors serving private clients

OptimalFinancial is investor-centric software. It does not provide investment advice, execute trades, or hold client funds.

An OptimalFinancial account and subscription are required. Manage your plan at optimalfinancial.ai

What’s new

Welcome to OptimalFinancial, institutional-grade wealth governance built for family offices, trust companies, and high-net-worth individuals.

Real-time portfolio and governance oversight across all your accounts
AI Advisor, powered by Anthropic's Claude, to help you understand your financial position
Secure two-factor authentication to protect your account
Bank-grade encryption and Cayman-based data infrastructure

We're just getting started. Feedback is always welcome.