Penny

In-app purchases
Content rating
Everyone
10+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Penny is the friendly way to feel in control of your money.

Instead of spreadsheets and guesswork, Penny shows you one honest number: what's actually safe to spend before your next paycheck — after every bill is accounted for.

Penny requires a paid subscription to use its features. A subscription is required after any applicable free trial.

• Safe to spend — know what's truly yours to spend, not just your balance
• Bills & paychecks — Penny tracks what's coming up so nothing surprises you
• Goals & savings — set money aside and watch it grow
• Connect your bank — securely link accounts (via Plaid) for automatic tracking
• Ask Penny — get plain-English answers about your money
• Face ID lock & notifications — your finances stay private, and Penny reminds you before bills are due

Penny never sells your data and never sees your bank password.

EULA:https://joinpenny.app/terms
Know what’s safe to spend after bills, track goals, and understand your money.
Updated on
Sep 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Penny is here for Android! See what's safe to spend, keep your bills and paydays organized, set savings goals, and ask Penny questions about your money. Connect your accounts securely and get a clearer picture of what you can actually spend.