Penny is the friendly way to feel in control of your money.
Instead of spreadsheets and guesswork, Penny shows you one honest number: what's actually safe to spend before your next paycheck — after every bill is accounted for.
Penny requires a paid subscription to use its features. A subscription is required after any applicable free trial.
• Safe to spend — know what's truly yours to spend, not just your balance
• Bills & paychecks — Penny tracks what's coming up so nothing surprises you
• Goals & savings — set money aside and watch it grow
• Connect your bank — securely link accounts (via Plaid) for automatic tracking
• Ask Penny — get plain-English answers about your money
• Face ID lock & notifications — your finances stay private, and Penny reminds you before bills are due
Penny never sells your data and never sees your bank password.
EULA:https://joinpenny.app/terms
Know what’s safe to spend after bills, track goals, and understand your money.