Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday.
Settle keeps the running total and does that arithmetic for you. Add each expense as it happens, and balances update immediately: who paid what, and who owes whom right now. When it's time to square up, one tap shows the smallest set of payments that clears every debt - not everyone paying everyone, just the few transfers that actually matter.
WORKS WITHOUT AN ACCOUNT
Your groups stay on your device. Sign in only if you want them synced across your phone and laptop, or shared with the rest of the group.
BUILT FOR HOW PEOPLE ACTUALLY SPLIT
Equal, exact amounts, percentages, shares, or item by item. Trips, flatshares, couples, events - each with its own defaults.
TWENTY-FOUR CURRENCIES, PROPERLY
Live exchange rates, and Gulf currencies at their real three-decimal precision. A fils is not a rounding error.
FULL ARABIC, PROPERLY
Not translated strings in a left-to-right shell - the whole layout mirrors.
NO ADS. NO COOKIES.
Add a payback handle - CliQ, IBAN, PayPal - and it rides along with the settle-up you share, so people know where to send it.
Track who paid what, then settle up in the fewest payments.