Deferit: Pay bills in 4

4.7
11.7K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple installments!

Move payments and stay on top of your bills all from within the app.

Split bills in 4:
- Simply take a photo, screenshot or add a file.
- Select the amount to pay your biller.
- We pay them the full amount upfront
- You pay back over time in installments!

Save money on your bills:
- Pay less for the same service across internet, phone, TV and more.
- Our team of account experts negotiate with your biller.
- If we can't save you money you don't pay anything.

Build your credit history with any bill payment:
- Most bill payments go unreported, we've changed that.
- Pay any bill as you normally would through the Deferit app.
- We report the payment to the three major credit bureaus.
- Building credit history can attract lower rates on loans and more.

Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills.

The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership fee of $14.99. No lock-ins. All payments are subject to a processing fee of $0.99.
Updated on
Oct 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
11.2K reviews
terri skinner
October 4, 2024
This app is great. As soon as you upload your bill they begin the process. The service is quick and I have never had any problems with my bills getting paid. If you're in a money crunch and need to get a bill paid this service is the one to have. They generally pay your bills in 1-2 days. Demerit also helps you build credit. What a great way to help you improve your credit score
1 person found this review helpful
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Deferit
October 4, 2024
Hi Terri! Thank you for your review! We're thrilled to hear that Deferit has helped you with your bills and boosted your credit score. If there’s anything we can do to improve your experience and earn that extra star, please let us know—we're all ears and always here for you!
Andrew N (Drew)
September 11, 2024
Deferit is a lifesaver for managing bills. It lets you split payments into 4 installments without interest or hidden fees, just a simple subscription. The app is user-friendly, quick to set up, and takes the stress out of juggling due dates. The reminders keep you on track without being intrusive. If you're looking for an easy way to avoid late fees and stay in control of your finances, Deferit is a game-changer. Highly recommended for anyone needing a little extra flexibility!
16 people found this review helpful
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Deferit
September 11, 2024
Wow, Andrew! Thanks so much for sharing your seamless experience with us! We’re happy to hear that Deferit made bill-management so easy for you. Splitting payments into 4 interest-free installments with no hidden fees is what we are all about!
benito gallardo
September 12, 2024
I am extremely satisfied with Deferit. The ability to pay my bills in up to four payments has been a game changer for me. It has made managing my finances so much easier and less stressful. Instead of having to come up with a large sum all at once, I can spread out the payments, which helps me budget more effectively. The process is straightforward and user-friendly, and the customer service has been excellent whenever I've had questions. I highly recommend Deferit !!!!
9 people found this review helpful
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Deferit
September 13, 2024
Hi Benito! We're happy to hear that Deferit's Pay-in-4 and our Customer Heroes' support have provided a game-changing experience for your financial management. Thank you so much for your support!

What's new

This release contains performance improvements to keep everything running smoothly.