Deferit: Split Bills, Pay in 4

Deferit

About this app

Take control of your bill payments, finance and budget with confidence. Deferit empowers you to pay almost any service bill on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 simple installments, making split payments on bills stress-free and manageable.

Split your bill payments and stay on top of your bills by paying in 4 smaller payments, all from within one powerful app.

Split Payments and Pay in 4: Buy Now Pay Later for Bills

- Simply upload any of your bills – just take a photo, screenshot, or add a file.
- Select the amount you want to pay your biller.
- We make your bill payments upfront. Pay over time and free up your cash for what matters now.
- You pay us back with four simple payments over time. It's the smartest way to pay your bills: split payments, save money and build credit score history 1.

Save Money on Your Bills:
- Lower your bills without switching providers. We negotiate on your behalf. Works for service bills including internet, TV, and phone only.
- Our team negotiates with your provider to find you a better deal, so you pay less. Save money on service bills like monthly internet, phone, and TV bills.


Build Credit History with Every Bill Payment:
Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that to help you build credit score history 1.
- Simply pay your bills through the Deferit app.
- We report your on-time bill payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®).
- A stronger credit history may help you pay less for future loans. It's smart bill finance in action.

Join the 190,000+ Americans who trust Deferit to manage their finances and improve their financial health by paying your bills in 4 smaller payments.

"Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply.

1. Actual credit score changes may vary based on various factors, including individual financial behavior and credit history. These changes may or may not be favorable.
2. Based on yearly average savings obtained for our customers."

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Ratings and reviews

UPDATE - Closing this account because of $19.99 deposit with every bill. This app is helpful but it also charges .99 every time you make a payment, which is more than double dipping. They charge you a monthly fee, a fee for paying your bills, + .99 when you make your payment. I want to pay my bill off with them but it will not allow the option to pay in full because they want that .99 per payment. It's not right to gouge people who are already struggling, otherwise we wouldn't need your service.

I tried so hard not to write this review however at this point I feel like I have no choice. I've reached out to deferit multiple times, actually still waiting on a reply. I used them to pay a bill yesterday early in the morning. It said it would take up to 3 hours to process within business hours. It took well over 3 hours for me to receive an email saying that the bill is about to be paid. The money was already withdrawn from my card and it's almost 24 hours AND the bill still isn't paid.

Wow so I went through the process of setting up for the first time and then when I got to where I needed to enter in my card info I entered in my chime info and my cash app info and it said that it does not support these cards. So I guess I have to uninstall. I just want to let the people know that you have to have a major credit card to sign up for this kind of thing. which is really difficult because we really need help. App still tried to charge my chime for 1.99 off. Now That's Bogus!

What’s new

This release contains performance improvements to keep everything running smoothly.