Deferit: Pay bills in 4

Deferit

About this app

Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple installments!

Move payments and stay on top of your bills all from within the app.

Split bills in 4:
- Simply take a photo, screenshot or add a file.
- Select the amount to pay your biller.
- We pay them the full amount upfront
- You pay back over time in installments!

Save money on your bills:
- Pay less for the same service across internet, phone, TV and more.
- Our team of account experts negotiate with your biller.
- If we can't save you money you don't pay anything.

Build your credit history with any bill payment:
- Most bill payments go unreported, we've changed that.
- Pay any bill as you normally would through the Deferit app.
- We report the payment to the three major credit bureaus.
- Building credit history can attract lower rates on loans and more.

Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills.

The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership. An application fee may apply. If an application fee applies it will be presented to you prior to joining. No lock-ins. All payments are subject to a processing fee of $0.99.

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Ratings and reviews

I've had a really great experience with Deferit. It's been a lifesaver when I’ve had larger bills come up but didn’t want to go broke paying it all at once. Being able to split large payments into four made it manageable without falling behind or stressing out. It feels good to be able to make your money stretch for another two weeks until payday or if you are just low on funds. Deferit gave me breathing room when I needed it most, and I really appreciate that. I even recently got an increase!

I had an issue where I couldn't log in and it kept saying that a payment was due when it wasn't. Had to reach out to customer service a few times. Issue has been fixed. App comes in handy, especially when you have about 25 bills lol. After you make payments you can upload quite a few bills and it will tell you the amount and when you will pay before you accept. Also you can change date if need be. I would definitely recommend.

I’ve used Deferit twice—once for my car insurance and once for a light bill—and both times it came through like a champ. The process was quick, the payments were easy, and best of all, no interest or hidden fees. It really took the pressure off during tight months. If you’re juggling bills and need some breathing room, this app is a lifesaver!

What’s new

This release contains performance improvements to keep everything running smoothly.