Xtra

Xtra Bulgaria

About this app

Xtra App is your fast and secure way to get an online loan up to €5,000 / BGN 9,779.15 and manage your finances whenever and wherever you want. Ideal for your dynamic lifestyle - with Xtra App you apply, receive and service a loan entirely through your phone, without wasting unnecessary time.

1. Online loan application

• You choose an amount and repayment period up to €5,000 / BGN 9,779.15

• You sign the contract digitally once you are approved.

• The money arrives in the way you choose.

2. Easy installment management

• You see your repayment plan and your upcoming installment.
• You receive notifications about upcoming and completed payments.
• You can make payments at any time

3. Different packages

• Total: With the Total package you get all the advantages of Xtra. You apply for up to €5,000 / BGN 9,779.15 with maximum protection. No fee costs, possibility of additional amount in the profile, free certificates, early repayment calendar, installment deferral and change of due date.
• Multi: Basic insurance package, discount on fee rate, availability of early repayment calendar, possibility of installment deferral.
• Basic: No additional extras.

4. Security and convenience

• Personal data protection and biometric identification upon registration.
• 24/7 support and quick contact with the Xtra team when needed.

Why choose Xtra App?

• Fast process: From application to receiving your money, you are only a few clicks away.

• Intuitive interface: Designed to be convenient and easy to use by every user.

• Real-time notifications: Track your application status, important payment dates and promotional offers.

How does it work?

1. Install Xtra App
2. Register or log in to your existing account.
3. Take advantage of promotional conditions when applying for a loan.
4. Upon approval, sign your contract digitally and receive the money within minutes.

Who is Xtra App for?

• For anyone who wants a quick and secure solution when needing additional funds.

• For people looking for transparent conditions, easy application and convenient repayment plans.

• For those who value their time and prefer to manage their finances entirely online.

Download Xtra App today and enjoy more freedom in managing your money!

Financial example:

The possible period for using a loan is from 3 to 24 months, with the maximum APR that can be reached being 50.75%. It is determined in accordance with Art. 19, para. 4 of the Consumer Credit Act.

For an Xtra loan without insurance in the amount of 500.00 euros / 977.92 leva for 12 months, with a fixed APR of 31.20%, APR 49.94%. If the "Basic" package with additional services is selected, a fee of 30 euros / 58.67 leva is due, which is included as an expense when forming the APR. Total amount due at the end of the loan period – 618.47 euros / 1209.62 leva payable in 12 equal repayment installments in the amount of 51.54 euros / 100.80 leva.

© 2025 Xtra and www.xtra.bg is a trademark of Maxo Bulgaria AD, UIC 204611425. The company is entered in the Register of Financial Institutions under Article 3a of the Credit Institutions Act, kept by the Bulgarian National Bank under number BGR00385.© 2025 Xtra and www.xtra.bg is a trademark of Maxo Bulgaria AD, UIC 204611425. The company is entered in the Register of Financial Institutions under Article 3a of the Credit Institutions Act, kept by the Bulgarian National Bank under number BGR00385.

What’s new

Подобрен клиентски интерфейс за по-бърза и лесна заявка.