Capitec Bank

113K reviews
Content rating
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About this app

Do all your banking with SA's Best Digital Bank (SITEisfaction 2021 report)

The Capitec Bank app is secure and easy to use. You pay no data charges on most major SA networks when using it.

We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.


• Open a Capitec account simply by taking a few selfies and scanning your ID
• Get your card delivered to your door at a fee, or collect it at a branch for free
• Reset your forgotten Remote app PIN without visiting a branch
• Buy and sell shares and save 20% on brokerage fees across all trades with EasyEquities
• With Pay me, you can generate your personalised QR code to accept payments from Capitec clients
• Scan to pay all the major QR codes straight from the app
• Get free transaction updates with in-app Money In/Money Out messages
• Keep track of how you're spending your money
• Send cash to friends and family to collect at selected retailers and Capitec ATMs
• Update your card withdrawal and purchase limits
• Manage contactless card transactions by turning tap to pay on and off
• Update your tap to pay limit
• Stop lost or stolen cards immediately
• Manage your debit orders and DebiCheck mandates
• Email electronically stamped statements
• Pay people and accounts
• Make immediate payments to other banks in SA
• Pay DStv, SARS eFiling or TV licence immediately
• Pay Capitec clients using only their verified cellphone numbers
• Buy prepaid electricity, airtime, data and SMS bundles
• Manage your Internet banking by turning it on and off


• Open, personalise and manage 4 additional savings plans
• Fix your savings plans to earn higher interest


• Get a free estimate on the app
• Get your funeral plan and manage it 24/7


• Get a free personalised credit estimate
• Manage your credit on the app

Once you've registered and activated the app, remember to keep your:

• Remote PlN secret
• Cellphone safe and in your possession at all times
Updated on
Jan 20, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

111K reviews
Keanan Klaaste
May 21, 2024
Capitec banking app is user-friendly and efficient. The interface is clean and easy to navigate, making tasks like checking balances, transferring funds, and managing accounts straightforward. The security features are robust, giving me confidence in the safety of my transactions. However, there is room for improvement. It would be fantastic if Capitec could add a PayPal integration feature in the future. This would make the app even more versatile and convenient for international transactions.
101 people found this review helpful
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Capitec Bank
May 21, 2024
Hi Keanan, thank you for your awesome review! We have noted your suggestion and we will forward it to the relevant department😊
Severiano von Buchenroder
April 21, 2024
What I find very inconvenient is the in-app notification feature. Let's say you have 50 unread messages in the app. It would make things so much easier to have a "mark all" or "unmark all" feature, where you can either mark all messages as either read or unread. Also, I find it bothersome when you read a message, its still marked in bold as "unread" despite having read it before
4,593 people found this review helpful
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Capitec Bank
April 12, 2024
Hi Severiano. We're genuinely sorry to hear about your experience. We take all feedback to heart and are eager to understand and address your concerns. Could you please reach out to us on our official WhatsApp number at 067 418 9565? We'd appreciate the opportunity to assist you further.
William Hunter
May 17, 2024
Have had to downgrade to 3 stars. Compared to FNB's app, Capitec still needs to do a lot of work. This morning I'm not receiving OTPs, so cannot log in. It's not the first time either. You guys need to try harder, can't run a business if this is the status quo. OK and generally getting better, but still needs work in terms of speed and stability.
63 people found this review helpful
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Capitec Bank
April 12, 2024
Hi there, thanks for the positive App review 😃

What's new

- Performance enhancements
- Bug fixes