Prepaid TWINT & other banks

TWINT AG

About this app

TWINT is Switzerland’s digital cash. With TWINT, you can make convenient and secure payments using your smartphone.

All TWINT functions:
- Send and request money
- Make quick and secure payments in online shops
- Buy digital vouchers, pay for your parking and make donations in TWINT+, directly in the app 
- Make convenient and secure payments at cash registers, in farm shops and vending machines
- Store customer loyalty cards and employee cards in the app
- Benefit from discount coupons and digital stamp cards

Switzerland’s biggest banks offer their own version of the TWINT app. Please search in the App Store for the name of your bank together with the term “TWINT”. 

Top up credit:
The TWINT prepaid solution can be used by everyone, regardless of at which bank your account is
- Top up via your bank account (direct debit)
- Top up via a deposit slip
- Top up via a voucher code

Security:
TWINT is as secure as e-banking. All transactions take place in a secure environment. TWINT also does not disclose any personal data to third parties.

The money is not stored directly on the smartphone. If your smartphone is lost or stolen, or if you suspect fraud, please follow the instructions at www.twint.ch/block

Ratings and reviews

Works well, the only issue I had while registering was that my phone (LG G7) used the wide angle camera to take a picture of my Bank Card. Because you need to bring the card close to the lens and the lens used was wide angle, it couldn't focus on the card. I had to use a different phone to register and then switch back to my regular phone.

The constant vibration on almost every button press is extremely annoying. I have disabled all system vibration and haptic feedback on my phone, yet this app still vibrates for nearly every interaction. There is no option in the app to turn it off. Please add a setting to disable haptic feedback. It would greatly improve the user experience.

I am very frustrated with how this app handles credit releases. Unlike bank-specific TWINT apps, the Prepaid version forces you to manually type your IBAN every single time you want to withdraw your balance. There is no feature to save your banking details or automatically route incoming funds to your registered bank account.This artificial friction seems designed purely to keep liquidity inside the app rather than offering a convenient user experience. Please add an IBAN memory feature.

What’s new

We improved quality & stability.