9.25K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

With ZKB TWINT, Zürcher Kantonalbank’s free payment app, you can pay conveniently and securely at the checkout, in online shops or among friends.

One app, many advantages:
- Fast: Send, receive and request money around the clock in real time – from smartphone to smartphone.
- Convenient Easy payment in online shops, at supermarket checkouts, in canteens and at vending machines.
- Straightforward: Register in just a few steps using the ZKB Mobile Banking app or ZKB Visa Debit Card.
- Free of charge: Using ZKB TWINT is free of charge; no transaction fees are incurred.
- Secure: Access the app using a six-digit numerical code (PIN), fingerprint, iris scan or 3D facial recognition (the latter two options available with Android 10 or higher). ZKB TWINT also fully meets the security standards of Swiss banks.
- Simple: Debits are charged directly to your bank account. The app does not have to be topped up with money first.
- Widely accepted: Whether among friends, at tills, in restaurants or online shops – you have everything you need with Switzerland's leading payment app.
- Flexible: The ZKB TWINT app shows you the current limits and the amount still available. You can adjust your limits yourself with just a few taps, with immediate effect.
- Transparent: Thanks to the full-text search, you can quickly find your ZKB TWINT transactions in the history section – you can search by contact, merchant name, telephone number or message.

One app, many functions:
- Send and request money: ZKB TWINT allows you to transfer money in real time – simply from smartphone to smartphone. And you can request and receive amounts from friends or family members. Adding a photo and a few nice words allows you to make your message personal and friendly.
- Pay simply and conveniently: ZKB TWINT lets you pay in online shops, at supermarket tills, in canteens and at vending machines.
- Twint parking fees: Start the parking process directly from the app or scan the QR code on the parking meter and select the desired parking time. Practical: If you return earlier than planned, simply cancel the parking time and the outstanding amount will be refunded to you.
- Donate: With ZKB TWINT, you can pay for your donation to numerous organisations directly from the app.
- Withdraw cash: Using your ZKB TWINT app, you can withdraw cash in over 2,300 shops such as K Kiosks, Volg, pharmacies, fuel stations or restaurants.
- Digital vouchers and credits: Buy digital vouchers and credits for your favourite shops quickly and at any time. Display the code directly or access it at any time via ZKB TWINT. You can also pass on the voucher code directly via email.
- Buy public transport tickets: Simply save ZKB TWINT in your public transport app as your preferred payment method or pay via QR code at vending machines or in online shops.
- Super deals: Every week, you can find especially attractive deals that are only available in the TWINT app.
Easy registration:
1. Install ZKB TWINT on your smartphone
2. Register using the ZKB Mobile Banking app or ZKB Visa Debit Card
3. Twint and benefit from the many advantages

To use ZKB TWINT, you need a smartphone with a Swiss mobile number and a personal account with Zürcher Kantonalbank.

Further information:
Zürcher Kantonalbank eBanking: www.zkb.ch/ebanking
Updated on
Oct 24, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

9.14K reviews
Scott Cameron Pedigo
June 28, 2023
It is easy to send money to a colleague to split a bill if they are also a TWINT user - you identify them by telephone number. Be sure to use the correct number. It works well for paying bills on-line if the web site supports it - typically you scan a QR code. On occasion I've had it fail when buying cinema or event tickets, but it usually works.
1 person found this review helpful
Malti Redeker
July 4, 2023
App works great but I have one suggestion - if you could add a feature to remove contacts from the "frequently used" list. I have contacts I used many times in the past who I no longer wish to send money to. Deleting the contact from my device doesn't get rid of the contact on Twint either.
1 person found this review helpful
A Google user
August 23, 2019
Very convenient app, In order to make the app better please consider to allow people to have a qr code that can be shared which would create a smaller margin for error as phone numbers would not be mistyped. As well as to allow fx transactions and allow the senders name to show up as well as the phone number to allow easier reconciliation and payment tracking. Thank you kindly
6 people found this review helpful