7.21K reviews
Content rating
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About this app

Simply split up invoices, shop comfortably, pay quickly online: with ZKB TWINT, Switzerland's digital cash. Twinten is paying, but better.

ZKB TWINT, Switzerland's digital cash.

One app, many advantages
- Fast: Send, receive and request money around the clock in real time - from smartphone to smartphone.
- Convenient: easy payment in the online shop, at the supermarket checkout, in the canteen and at the machine.
- Uncomplicated: registration in just a few steps using a bank card or eBanking Mobile from Zürcher Kantonalbank.
- Free: The use of ZKB TWINT is free, there are no transaction fees.
- Secure: Access is provided with a six-digit number code (PIN), via fingerprint, iris scan or 3D face recognition (the latter two from Android 10). In addition, ZKB TWINT fully meets the security standards of Swiss banks.
- Simple: debits are made directly to your bank account or credit card. A cumbersome charging of the app with money is not necessary.
- Accepted: Whether among friends, at the cash register, in a restaurant or in the online shop - you are well equipped with the leading Swiss mobile payment system.

Examples of use
- Let all pay individually or twin? Share the cost of visiting the restaurant together.
- Looking for cash or twin? Pay the parking meter, public transport tickets or your snack at the machine cashless with ZKB TWINT.
- Pay cumbersome online or twin? Pay for the new TV with ZKB TWINT.

Easy registration
1. Install ZKB TWINT on the smartphone
2. Register with the Zürcher Kantonalbank using a bank card or eBanking Mobile
3. Twinten and benefit from the many advantages

To use ZKB TWINT, you need a smartphone with a Swiss mobile number and a private account with the Zürcher Kantonalbank.

Further information
eBanking from Zürcher Kantonalbank: www.zkb.ch/ebanking
Updated on
Aug 15, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted
7.21K reviews
Ody Fusectore
May 25, 2022
Unfortunately not convenient when using multiple accounts. The only way to select which account to use in store is to define it as standard. Would be nice if I could scan the QR code and then select the account to use.
Zürcher Kantonalbank
May 18, 2022
Thank you for your message. In the settings of the app, under 'Limits', the automatic release up to CHF 40.00 can be switched off, which means that even for amounts below CHF 40.00, the account can still be changed before the payment is executed.
A Google user
August 23, 2019
Very convenient app, In order to make the app better please consider to allow people to have a qr code that can be shared which would create a smaller margin for error as phone numbers would not be mistyped. As well as to allow fx transactions and allow the senders name to show up as well as the phone number to allow easier reconciliation and payment tracking. Thank you kindly
5 people found this review helpful
A Google user
August 15, 2019
I speak French, English and a little bit of German. Unfortunately, the App does not offer any other language than German. I downloaded it in order to pay my tickets in the SBB app. It is supposed to be super easy to set up. I followed the on–line instructions. Unfortunately, I did not get the expected result: In the Twint app, it says that the SBB app is configured. But in the SBB app, Twint is not offered in my list of configured payment methods. So far I only lost my time with this App.
7 people found this review helpful