Keep Above

ManAndAI

In-app purchases

About this app

Master Your Money with Automatic Sinking Funds

Tired of big, irregular bills derailing your budget? Our app is a future-focused budgeting tool that helps you take control with a smarter approach: sinking funds. It's designed to help you plan for upcoming expenses, aiming to reduce financial stress.

Simply add your income and bills, and let our app calculate a running tally to help you track your progress. Enjoy automated clarity and get ahead of your upcoming expenses.

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* PRIVATE & SIMPLE TO SYNC
Enjoy the privacy of not linking your bank accounts. Just set your starting balance and let the app project your financial path. As you go about your week, if your balance changes due to unplanned spending, it's easy to true-up the projection. A quick tap on the dashboard to update your balance helps keep your forecast up-to-date, giving you both peace of mind and control over your plan.

* FORWARD-LOOKING BY DESIGN
Focus on your future, not the past. Unlike other apps, we don't analyze your historical spending. Every graph and projection is built purely on the future income and expenses you plan for, giving you a clean and powerful tool for the road ahead.

* CLEAN & FOCUSED DESIGN
Budgeting shouldn't be overwhelming. Our intentionally minimalist and uncluttered design removes distractions. We only show you what matters most, helping you find clarity in your finances and focus on the plan ahead.

* AUTOMATIC SINKING FUND TALLY
Our smart calculator provides a running tally of your sinking funds. This number acts as a helpful target, showing what you could aim to have set aside today based on the information you've provided.

* BALANCE VS. SINKING FUNDS PROJECTIONS CALENDAR
Visualize your financial path. See your projected account balance alongside your sinking fund goals on an easy-to-read calendar. This clear overview helps you stay on track and plan ahead.

* YEAR-END BALANCE PROJECTION
Look ahead with clarity. Your dashboard displays a projection of your year-end balance, empowering you to make smarter financial decisions today.

* SMART, AUTOMATED TRACKING
No need to log in every day to check things off. As dates pass, the app automatically considers past expenses paid, keeping your focus firmly on what's ahead. It's budgeting that works for you.

* GENTLE & DISCREET REMINDERS
Stay informed without the noise. Our app sends a silent, discreet notification on days with a scheduled income or expense. It’s a quiet, low-stress reminder designed to help you stay aware of your daily cash flow in a non-intrusive way.

* EFFORTLESS TRANSACTION ENTRY
Quickly add your income and expenses—whether they're frequent or a one-time thing—with our simple, guided process.

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Stop reacting to expenses and start planning for them. Download now and take a proactive step towards financial peace of mind.

What’s new

-Added the ability to add more than one account
-Bug fixes