Spendzo

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About this app

Spendzo is a modern, privacy-first personal expense tracker designed to help you understand where your money goes, stay within budget, and build better financial habits.

Whether you're tracking daily expenses, monthly budgets, or long-term spending trends, Spendzo gives you everything you need in a clean, fast, and offline-first experience.

Expense Tracking

• Record expenses in seconds
• Default today's date for faster entry
• Organize spending using custom categories
• Choose icons and colors for every category
• Add optional notes for transactions

Budget Planning

• Set your monthly income
• Create an overall monthly budget
• Define spending limits for each category
• See remaining budget instantly
• Track savings throughout your budget cycle

Flexible Budget Cycle

Not everyone follows the 1st to the last day of the month.

Spendzo lets you customize your budget period—for example:
• 1st to the last day of the month
• 25th to the 24th of the next month
• Any custom start date that matches your salary or billing cycle

Powerful Statistics

Visualize your spending with easy-to-understand charts and reports.

Analyze:
• Current month
• Last 3 months
• Last 6 months
• Last 12 months
• All-time spending

Understand:
• Expense breakdown by category
• Budget vs actual spending
• Savings trends
• Monthly comparisons

Privacy First

Your financial data belongs to you.

Spendzo is designed with an offline-first approach so your information stays on your device.

Optional security features include:
• PIN lock
• Fingerprint authentication (requires PIN setup)

Backup & Restore

Never lose your financial records.

• Export your data
• Import backups whenever needed
• Easily migrate to a new device

Personalize Your Experience

Customize categories with:
• Icons
• Colors
• Spending limits

Make the app work the way you manage your money.

Designed for Everyday Use

Spendzo focuses on speed and simplicity.

• Clean interface
• Quick expense entry
• Smooth navigation
• Fast performance
• No unnecessary clutter

Why Choose Spendzo?

• Offline-first
• Privacy-focused
• Simple and intuitive
• Flexible budget cycles
• Category budgets
• Beautiful statistics
• Backup and restore support
• Optional biometric protection

Whether you're a student, professional, freelancer, or managing a household, Spendzo helps you build better financial habits and stay in control of every rupee.

Spend smarter. Budget better. Save more. With Spendzo.

What’s new

We've made Spendzo smoother and more reliable.

• Multi-currency support added
• Refined the overall app experience