anapay

anapay

About this app

Send and receive bank payment between nearby users right in front of you. anapay is a simple, easy way to make payments in real life. It’s designed for moments when you’re together — splitting a bill, paying a friend back, or getting paid on the spot. Instead of cards, cash, or follow-ups later, anapay lets you settle payments, straight from your bank.

SEND AND RECEIVE MONEY, SIMPLY
With anapay, sending and receiving money with other anapay users is quick and easy. Whether you’re paying a friend back for lunch, sharing costs after a night out, or settling small everyday payments, everything happens in just a few taps. No extra steps, no reminders later.

BUILT FOR FACE-TO-FACE MOMENTS
anapay is designed for physical presence. When you’re in the same place — at a café, at home, at work, or on the job — anapay helps you pay or get paid right away. It’s a natural way to settle payments while you’re together, without switching apps or continuing the conversation online.

NO CONTACT DETAILS SHARED
You can pay other anapay users without sharing your phone number, email address, or QR code with them. This is especially useful when paying someone you don’t know well, or when you simply don’t want to exchange personal contact details. Your information stays with you, and only the payment is exchanged. Some of these features are powered by proprietary technology.

NO CARDS. NO CASH. JUST YOUR BANK
anapay connects directly to your bank account using modern pay-by-bank technology across Europe. There’s no need to carry cards or cash. Payments are initiated directly from your bank account, keeping the experience simple and familiar.

KEEP YOUR MONEY WHERE IT BELONGS
anapay doesn’t store, or manage your money. Instead, it works directly with your bank so your funds stay where they already are and are only managed by you. This means you always know where your money is.

WORKS ACROSS EUROPE
anapay is built for everyday payments across supported European countries. Whether you’re traveling, studying abroad, or sharing costs with friends from another country, anapay works across supported European countries and banks.. Paying while traveling feels just as simple as paying at home.

NO CHARGES FOR PAYING FRIENDS
Sending and receiving money with other anapay users doesn’t involve credit or debit card fees. This makes it a practical choice for everyday payments, especially when splitting costs or settling small amounts where fees can quickly add up.

SPLIT BILLS WITHOUT THE FUSS
Dinner with friends, shared groceries, group trips, or a taxi home — splitting expenses shouldn’t be complicated. With anapay, you can settle up on the spot, so everyone pays their share and nobody has to chase payments later.

GET PAID ON THE JOB
anapay is a practical solution for service professionals such as plumbers, cleaners, freelancers, and other on-the-go workers. Instead of carrying a payment terminal or other payment devices, you can get paid immediately once the job is done, directly into your bank account.

DESIGNED FOR EVERYDAY MOMENTS
anapay fits naturally into daily life — from quick favors between friends to getting paid for work. It’s built for situations where speed, simplicity, and being together matter more than exchanging details or setting things up in advance.

BUILT WITH SECURITY IN MIND
Every payment with anapay is designed with security in mind. The app uses secure encrypted connections and modern banking standards to help protect your transactions and account information.

anapay is designed for real-world payments — simple, direct, and made for the moments when you’re together.

anapay is a technology platform that helps users initiate bank payments. It is not a bank nor a financial institution. anapay integrates with licensed payment initiation service providers to connect with banks. Anapay does not hold or store funds. Payments are made directly from the user’s bank account. The app does not sell digital or physical goods.