Money Eco: Budget / Expense

Apponance, Inc.

Contains adsIn-app purchases

About this app

**Take control of your money in two taps a day — no bank login, no data harvesting, ever.** Log every expense, income, and transfer in seconds. Set budgets that warn you *before* you overspend. See your whole month in clean charts. Your books stay on your device — no bank logins, no selling your spending habits, no ad network watching where your money goes.

Built for anyone who wants real control of their money — freelancers with uneven income, families splitting bills, savers chasing a goal, anyone done handing their financial life to a faceless app. Simple enough to use daily. Strong enough to pay off debt, build savings, and finally answer "where did the month go?"

**Features:**

- **Add money in two taps** — Income, expense, or transfer on one fast screen with a tap-to-pick category grid. Snap a receipt photo and attach it to any entry. Logged before your coffee gets cold.
- **Budget alerts before you overspend** — Set a budget for any category and get a push notification at 75%, 90%, and 100%. The first warning comes early — not after you're already in the red.
- **See exactly where it goes** — Spending trends, income-vs-expense bars, category breakdown donuts, and a net-worth line. Your entire financial picture on one screen.
- **Your month, every way you look at it** — Daily, weekly, and monthly views plus a full calendar with per-day totals. Tap any day to see exactly what you spent.
- **Every account in one place** — Cash, checking, savings, credit cards, loans, investments, and more — each in its own currency. Cross-currency transfers lock in the exchange rate the moment you enter them, so old balances never drift.
- **Recurring bills post themselves** — Salary, rent, subscriptions, and loan payments land automatically on the right date. Set it once and forget it.
- **No bank links. Ever.** — Nothing connects to your bank. Your books live on your device, full stop. Your spending habits are never sold, tracked, or mined.
- **Free cloud sync + web app** — Sign in with Apple or Google to back up and sync across iPhone, iPad, and the web app at app.moneyeco.io. Sync is free for everyone — never paywalled.
- **Lock it down** — Hide your finances behind a PIN plus Face ID or Touch ID.
- **Your data is yours** — Export your entire history to one backup file and import it anywhere. Sign out and your local books stay put.
- **One-time upgrade** — Pay once to remove ads and unlock unlimited accounts and budgets. No subscription. No recurring charge. Yours forever.

Whether you're paying off debt, building a savings runway, splitting bills, or just want to know where the month went — Expense Budget gives you the full picture and keeps it completely private.

Ratings and reviews

Complicated... OK maybe Complicated isn't the right adjective, but the visual of the app is very busy and overwhelming making it feel very complicated

Anyone that doesn't pre-pad the app ratings with millions of faked 5 star ratings and allows people to rate their work fairly already gets 25 stars for honesty and 50 for integrity. I'll try the app now.

My experience with this app is amazing. I had it for a couple of years now, it was tollally worth it.