arc: AI Budget & Money Planner

In-app purchases
50+
Downloads
Content rating
Everyone
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About this app

Your budget shouldn't live on a spreadsheet.

arc transforms the way you manage money. It's the mobile app that Actual Budget users have been waiting for - and the smartest way to track every dollar.

Share. Done.
Got a bank statement? Share the PDF or screenshot to Arc from any app. AI reads every transaction, categorizes them, and saves them all - in seconds.
Or connect to 2500+ bank feeds through actual budgets interface.

Goals & Debt, Under Control
Set savings goals and watch visual progress rings fill up as you get closer. Track debt with APR estimation and one-tap settlement. Checking, savings, credit cards, mortgages, investments, crypto - all in one place with multi-currency support.

Your Server. One Click.
Deploy your own Actual Budget server with one tap using Arc Reactor - no terminal, no config files. Your data lives on YOUR server. End-to-end encrypted sync means nobody can read your financial data - not even us. Lock the app with Face ID for extra peace of mind.

See the Big Picture
Swipe between expenses, income, transfers, accounts, and recurring payments. Rotating insight cards tell you things like "You spent 23% more than last month" or "Tuesday is your biggest spending day." Real intelligence from real data.

Works Offline. Syncs When Ready.
Arc uses CRDT technology (the same conflict resolution used by Google Docs) to sync changes reliably. Make edits offline - they merge automatically when you reconnect.

Import from YNAB in Seconds
Magic Switch transfers your entire budget - accounts, categories, payees, transactions, everything - from one server to another. Or import YNAB 4 / nYNAB exports with full fidelity.

Privacy. Security. Beautiful Design.
Pure black dark theme. Glass-morphism effects. Haptic feedback on every interaction. And a hidden snake game if you know where to look.

Download arc and finally enjoy managing your money.
Updated on
Feb 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Device or other IDs
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

What’s new

What's New
- Envelope budgeting tab — every dollar now has a job
- Modify categories and category groups
- Add new accounts directly while creating transactions
- Face ID & currency picker in onboarding

Fixes
- Budget tab no longer freezes mid-scroll
- Android no longer crashes on large budgets
- Keyboard no longer covers input fields on Android
- Multi-currency accounts show the correct currency
- Accounts can start with negative balances

App support

About the developer
Quantini OU
connect@arc.moi
Juhkentali tn 8 10132 Tallinn Estonia
+91 99000 20204