3.0
18.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

M-Smile (Mega Smart Mobile) is a breakthrough for Bank Mega's mobile banking that is versatile, easy, safe and practical to use. Starting from savings features, credit cards, electronic money, and Bank Mega promo information, all in one hand!

Why should M-Smile?

1. You can check information on savings, credit cards, deposits, current accounts, loans,
M-Money and other Bank Mega products
2. Various features of Bank Mega credit card services such as changing transactions
into installments, fixed limit increases, Mega Bill registration, registration
insurance, block credit cards and change credit card pins.
3. Forgot your wallet or don't bring an ATM card? Calm. You can
QR transactions at merchants that use the QRIS logo, just scan,
pay, done! or you can also withdraw cash without a card at all ATMs.
Mega Bank
4. Practically open a new savings account and various services for
convenience for owners of Bank Mega savings and credit cards
5. You can also check credit card points and savings easily
6. You can see features without logging in and Access login with biometrics (fingerprint & face ID)
7. Invest in mutual funds and government bonds starting from 1 million IDR
8. Easy to buy credit, pay bills and top up e-wallet practically!
9. Can transfer anywhere through transfers between accounts, realtime transfers, SKN or RTGS and Bank Mega account virtual transfer
10. You can check Bank Mega credit card and debit card promo information
11. Transactions become easier and faster using voice commands
12. You can check other information such as M-Calendar, foreign exchange rates, ATM and branch locations, account inboxes, and all account settings
You are at Mega Bank!

Various new M-Smile features will continue to be added so that you can do more things at Bank Mega. Download M-Smile now!

PT Bank Mega, Menara Bank Mega
Jl Kapten P. Tendean No.12-14A Jakarta 12790 | Megacall: 08041500010
Updated on
Dec 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
App activity
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.0
18.5K reviews
Elly Sylvia
November 8, 2025
Is very difficult to registration and login!!!! Very bad!!!! Compare to the other Bank application, M Smile is the WORST!!!
2 people found this review helpful
Did you find this helpful?
PT Bank Mega Tbk
November 10, 2025
Hi, Ms. Elly Sylvia. We apologize for the inconvenience. Please ensure you have registered correctly, completely, and according to the instructions. Once successful, please access M-Smile and its various features. Please contact us via DM (FB: Bank Mega, X & IG: @bankmegaid) if you encounter any issues. ^Maj
Mahesa Bamburaga
October 20, 2025
Ada pesan "the app cannot run because the environment is not secure and your data may be at risk". Tolong diperbaiki ya karena saya tidak bisa login sama sekali.
3 people found this review helpful
Did you find this helpful?
PT Bank Mega Tbk
October 22, 2025
Hi, Bapak Mahesa Bamburaga. Mohon maaf atas kedalanya. Bapak dapat memilih menu "Settings" > pilih "Developer Options" > Nonaktifkan toggle "USB Debugging" Kemudian buka Pengaturan > pilih Opsi Pengembang > Nonaktifkan toggle untuk Opsi Pengembang. Jika masih terkendala silakan DM kami (FB : Bank Mega, Twitter & IG : @bankmegaid) ya. ^And
Kc
October 20, 2025
Bad app, requires sms verification (Rp1,1k btw), sent the sms, and returning to app, it restarts from the beginning, forcing to send another paid sms. As always, templated responds are always unhelpful. This is just caused by the slow and buggy app, other banks app are much faster and smoother even with same sms process, thus not having this problem.
10 people found this review helpful
Did you find this helpful?
PT Bank Mega Tbk
October 20, 2025
Hi, Mr./Mrs. We apologize for the inconvenience. Please ensure you have 10,000 credits available. Premium SMS settings for Android phones are always allowed. Turn off unregistered SIM cards for dual SIM. If you still have complaints, please convey them via DM on our official social media (FB: Bank Mega, Twitter & IG: @bankmegaid). Thank you. ^Kai

What’s new

Kini semakin nyaman & mudah bertransaksi di M-Smile Bank Mega versi 5.80.15

Untuk menghadirkan pengalaman terbaik dalam melakukan transaksi perbankan, M-Smile hadir dengan peningkatan performa M-Smile.

Yuk, update versi terbaru M-Smile!

#BankMega #BringSmiletoLife

App support

About the developer
PT. BANK MEGA TBK
itec-eai.cds@bankmega.com
Menara Bank Mega Jl. Kapten Tendean No. 12 - 14A Kota Administrasi Jakarta Selatan DKI Jakarta 12970 Indonesia
+62 857-7731-1300

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