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Everyone
1+
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Content rating
Everyone
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About this app

Know when—and whether—to refinance your mortgage with confidence.

RefinanceIQ helps homeowners make smarter mortgage refinancing decisions with an instant Refinance Score and powerful loan tracking tools. Whether you're looking to lower your monthly payment, reduce your interest rate, shorten your loan term, or better understand your refinancing options, RefinanceIQ gives you the clarity you need to make informed decisions.

Instead of relying on guesswork or generic mortgage calculators, RefinanceIQ evaluates your loan information to help you better understand your refinancing opportunity.

Calculate Your Refinance Score

Get an instant proprietary 0–100 Refinance Score based on your mortgage details. The score helps you quickly understand your current refinancing opportunity by evaluating key factors that influence whether refinancing may be beneficial.

Track Your Mortgage Loans

Manage up to five mortgage loans in one place. Keep your loan information organized, monitor important mortgage details, and stay on top of your refinancing opportunities as your financial situation changes.

View Your Refinance History

Access your previous Refinance Score calculations for each loan so you can monitor how your refinancing opportunities evolve over time.

Why Choose RefinanceIQ?

• Instant proprietary 0–100 Refinance Score
• Track up to five mortgage loans
• Refinance score history
• Secure biometric authentication
• Simple and intuitive experience

Built for Homeowners

Whether you're refinancing for the first time or managing multiple mortgage loans, RefinanceIQ helps you better understand your refinancing options and make informed financial decisions with confidence.

Download RefinanceIQ today and take the guesswork out of mortgage refinancing.
Smart mortgage refinance calculator with personalized 0—100 Refinance Score
Updated on
Aug 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

What’s New
New onboarding experience with refinancing goals and priorities.
New Decision Report workflow with report generation, locked report preview, and email delivery.
New Reports page to view generated reports.
Enhanced Loans experience with improved add, edit, delete, and report options.
Improved navigation, forms, validation, and overall usability.

Fixed issues with onboarding, sign-in, report emails, keyboard handling, and form validation.
Improved app stability and user experience.
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
BASISPOINT DATA, INC.
boris.prager@basispointdata.com
1111B S Governors Ave Dover, DE 19904-6903 United States
+1 628-280-9660