I am rebuilding my credit because my credit score is not showing due to lack of credit. For the past few years. I thought that I was doing a good thing by not having any credit cards or a line of credit with anyone else. But I have learned that by being responsible with my credit has done more harm than good. This app is giving me the opportunity to do just that, rebuild my credit. After only 2 months I have seen my credit score go up from 650 to 684. Although that's still a low credit score I am confident that credit-wise will effectively help in my quest.
Super convenient and free! It's helpful to check your credit regularly so you can make sure nothing suspicious is going on. (Especially after Equifax being hacked in summer of 2017, 143 millions Americans information stolen).. check your credit people! Make sure nobody is applying for loans, cars, credit cards, etc. with your information!
The only thing keeping me from giving this app ⭐⭐⭐⭐⭐ is the lack of any online forms or links to dispute items affecting scores. The less I have to communicate directly with offices and listen to elevator music on hold for 40 minutes at a time is my key issue. Otherwise, this app is a massive help so far and I will recommend it to others who want to observe and maintain their credit stability. Thanks! 👍
It did not give me my transunion and Equifax credit scores just transunion. It didn't show a credit card that had been paid off in good standing or a revolving line of credit paid off in good standing. It said I had a new account and it was a good . I haven't opened any new accounts. There is no new information on here and most information is simulated or false. This did not provide and new or relevant information. Uninstalling.
This app is a godsend. Way better than credit karma and all those sites that charge you every month. This app is free to use and is very clear and straightforward. I found out I had a debt in collections. This app provided the phone number for me to call and I paid it off. Brought my score up 35 points.
Of you pay a bill early it will show delinquent on the due date. It has me being late 3 times on a card I have never paid less than 2 weeks early.
· CreditWise is now available to consumers with limited or outdated credit histories
· Bug fixes and general enhancements to improve your experience
Accept payments using credit card and cash on any Android handset and tablets.