BMO Spend Dynamics

3.2
243 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Save time and money by managing your expenses on the go. Get expense management at your fingertips by using the BMO Spend Dynamics® mobile app to view, code and approve expenses – anytime, anywhere.

Access all of BMO Spend Dynamics® powerful expense management functionality on the go from your Android device. From receipt capture to approvals, it’s easy for users and managers to complete all their expense tasks on the go.

You’ll have visibility of all your card purchases and the ability to view any policy or approval rules associated with your expenses – all on the same screen.

Simply download now and create your mobile PIN to enjoy all the functionality you’re already using with BMO Spend Dynamics®. With BMO Spend Dynamics® mobile app, you can say goodbye to paperwork, spreadsheets, and paper receipts and say hello to mobile and cloud technology, freeing you up to get on with your day job.

Easy Expense Management:
- Capture expense data from your BMO Corporate Card
- Take photos of your receipts using your device
- Keep track of receipts using the image library
- Code and submit expenses
- Approve expenses
- Banking-grade globally recognized security levels.
Updated on
Nov 19, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Photos and videos, Files and docs and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
236 reviews
B. G.
June 13, 2024
We began using this at our company to streamline expense reporting. However, it has not been great. It doesn't automatically update the mileage reimbursement rate, so we had to manually go over each claim and adjust it, and then put in a ticket, because our rep doesn't want to help us anymore. The ticketing system is bad. I didn't get a resolution to my question. Except that every January, I will need to submit another ticket so they can update the Federal IRS Mileage rate bc they hard coded it.
8 people found this review helpful
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Matthew Bright
October 6, 2025
Completely useless. Login and 2fa problems until I just gave up. This app is an indication that BMO is not a serious company.
1 person found this review helpful
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Richard Hawkins
September 22, 2025
Two factor authentication code takes 5 - 10 min to arrive using a Gmail account, will lock you out forcing a call to BMO that might be another 20 min ... even after BMO reset I was told I couldn't get back in for 2hr ... I am the Administrator on the account!
2 people found this review helpful
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What’s new

• Approvers can now approve, decline, or send back an entire expense report and all linked expenses in just one action.
• Receipts now feature a modern design for a cleaner, more intuitive experience.
• Logging in is now faster and clearer! We've also made the Authenticator option easier to find, with updated on-screen guidance to help you use the mobile app for authentication.

App support

About the developer
Bank of Montréal
mobile.banking@bmo.com
129 rue Saint-Jacques Montreal, QC H2Y 1L6 Canada
+1 312-880-9149

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