BMO Spend Dynamics

287 reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
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About this app

Save time and money by managing your expenses on the go. Get expense management at your fingertips by using the BMO Spend Dynamics® mobile app to view, code and approve expenses – anytime, anywhere.

Access all of BMO Spend Dynamics® powerful expense management functionality on the go from your Android device. From receipt capture to approvals, it’s easy for users and managers to complete all their expense tasks on the go.

You’ll have visibility of all your card purchases and the ability to view any policy or approval rules associated with your expenses – all on the same screen.

Simply download now and create your mobile PIN to enjoy all the functionality you’re already using with BMO Spend Dynamics®. With BMO Spend Dynamics® mobile app, you can say goodbye to paperwork, spreadsheets, and paper receipts and say hello to mobile and cloud technology, freeing you up to get on with your day job.

Easy Expense Management:
- Capture expense data from your BMO Corporate Card
- Take photos of your receipts using your device
- Keep track of receipts using the image library
- Code and submit expenses
- Approve expenses
- Banking-grade globally recognized security levels.
BMO Spend Dynamics® Mobile app save time by managing your expenses on the go.
Updated on
May 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and App info and performance
  • This app may collect these data types
    Photos and videos, Files and docs and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

279 reviews
B. G.
June 13, 2024
We began using this at our company to streamline expense reporting. However, it has not been great. It doesn't automatically update the mileage reimbursement rate, so we had to manually go over each claim and adjust it, and then put in a ticket, because our rep doesn't want to help us anymore. The ticketing system is bad. I didn't get a resolution to my question. Except that every January, I will need to submit another ticket so they can update the Federal IRS Mileage rate bc they hard coded it.
9 people found this review helpful
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Donald Barker
July 30, 2026
works great for the most part. but as of the last update, my transaction dates are off by 1 day compared to the website
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Lauren Harris
March 9, 2026
I have to use this app for my work card but it's next to impossible to use. It crashes and force closes the app every couple seconds while I'm trying to rectify my work purchases making it take so much longer and sometimes impossible to do a simple thing.
3 people found this review helpful
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What’s new

The Expense screens have new layouts and a new look.
Content rating
Everyone
Learn more

App support

About the developer
Bank of Montréal
mobile.banking@bmo.com
129 rue Saint-Jacques Montreal, QC H2Y 1L6 Canada
+1 312-880-9149

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