Splitkaro: Split Expenses Free

Splitkaro

In-app purchases

About this app

Splitkaro is the smart expense tracker and bill splitter for roommates, couples, trips, homes, businesses, and personal finances.

Track personal and shared expenses together in one app — with powerful insights, flexible splitting, reminders, and unlimited expense tracking.

FREE, AND FREE MEANS FREE
Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional — it adds expense search, custom categories, full analytics, PDF export and dark mode.

Switching from Splitwise?
Moving over from Splitwise or another app? Import your balances instantly and continue without limits.

SPLIT EXPENSES, ANY WAY YOU NEED
✔ Split equally, unequally, item-wise, or by ratio
✔ Item-wise splitting — assign each dish or item to whoever actually had it
✔ Rounding always reconciles, so there are never orphan cents
✔ Add cash expenses with a photo of the receipt
✔ Share a split by link, so the other person can see it right away
✔ See who owes who at a glance, per group and overall
✔ Smart reminders for faster settlements, without awkward follow-ups
✔ Track payments, balances and settlements to zero

A GROUP EXPENSE TRACKER FOR EVERY SITUATION
🏠 Roommates splitting rent, groceries & utilities
❤️ Couples managing shared spending together
✈️ Travel groups tracking trip expenses
👨‍👩‍👧 Families organizing home expenses
💼 Teams managing shared business costs
📊 Personal expense tracking & budgeting

MORE THAN A BILL SPLITTING APP
Most people need an app to split expenses with friends and an app to track their own. Splitkaro is both. Cost sharing on a carpool. Sharing expenses on a group trip. Splitting rent with housemates. Split bills at a restaurant and settle up the same evening. Split money with friends without anyone keeping score. And your own personal spending, in the same place.

Splitkaro helps you organize every expense across your life:
- personal spending
- shared household expenses
- travel costs
- subscriptions
- recurring payments
- group finances

AUTOMATIC EXPENSE TRACKING
Import your bank and card statements and every spend shows up on its own — just tag it to a group. Set a rule once and future transactions file themselves into the right group and category automatically. Direct card and bank connections are rolling out now.

KNOW WHAT YOU ACTUALLY SPENT
The bill was $120 but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid and received across every group and your personal expenses, day by day, with category-wise analytics and clean monthly summaries.

WHY PEOPLE SWITCH TO SPLITKARO
✅ Unlimited free expense tracking — no cap, no paywall
✅ Better item-wise splitting
✅ Personal + group expense tracking together
✅ More flexible reminders & recurring bills
✅ Rich analytics & spending summaries
✅ Import your balances from Splitwise and pick up where you left off
✅ Modern UI designed for real-life spending

Secure sync across devices. Works on Android, iOS and the web, so your group can be on anything.

Whether you're splitting rent with roommates, managing expenses with your partner, tracking trip spending, or organizing your own finances — Splitkaro helps you stay on top of everything in one place.

📩 Need help? [e-mail]

Ratings and reviews

Splitkaro app is effectively logging into Swiggy zomato zepto etc to fetch my bills, won't it have access to my added cards, address and wallet etc. It also ask for SMS permission to directly import expenses from SMS. How is it safe? and what's stopping them from ordering something using my id and taking the otp from SMS. the only thing that's private is my CVV then?

**Splitwise, it’s time to move on. 🚀** Splitkaro is an absolute game-changer! Import bills directly from Zepto, Zomato, Swiggy, Blinkit & more, then split equally, individually, or across groups in seconds. It’s ridiculously simple and actually makes splitting expenses effortless. Even the premium subscription is affordable and genuinely worth it. **Stop doing bills the hard way. Switch to Splitkaro.** Once you use it, you won’t want to go back!

It's funny how Indian apps show their Indian-ness by pulling off cheap moves & not following standard internet practices like allowing user to manually type in there email and choose a password instead of forcing them to use a mobile number for login. Probably why even with our amazing talent, we haven't produced good global products in India.

What’s new

🤖 NEW: Auto-track expenses — we read your transaction SMS and file them into the right group, with Rules to decide where and how. Now on iPhone too
💬 NEW: Balance Assistant — just ask who owes what
📊 Your Analytics now with category breakdowns, spending forecast
🔁 Recurring Bills redesigned with a new list view
🏖️ Trip Premium — one pass for the whole trip, plus simpler Trip Pools
↔️ Move expenses between groups, add settle-up notes
🐛 Tons of bug fixes & a smoother overall app experience