Take full control of your money — beautifully.
BudgetRaker is the all-in-one personal finance app with the design of a premium banking app and the power of a financial advisor. Everything runs on your device — no accounts, no cloud, no data sharing.
💸 TRANSACTION TRACKING — Receipt OCR, bill splitting, foreign currency, tags, speed-dial logging.
🏦 ACCOUNTS & BANK LOGOS — BDO, BPI, GCash, Maya, PayPal, Revolut & 16 more with real logos. Transfers, multi-currency, per-account history.
📊 ANALYTICS — Charts, spending forecast, savings rate, net worth snapshots, spend-free day counter.
🎯 GOALS & BUDGETS — Savings goals, monthly budget with rollover, per-category limits with alerts.
🔁 RECURRING — Netflix, Spotify, Disney+, ChatGPT & 23 more subscription logos. Alarm reminders.
🏠 LOAN TRACKER — EMI calculator, amortization chart, full editing with start & end dates.
💳 DEBT TRACKER — Track IOUs, partial payments, avalanche vs. snowball calculator.
📈 INVESTMENTS — Live stock prices, portfolio P&L, ticker search.
🤖 ON-DEVICE AI — Fully offline AI Coach + Chatbot. Your data never leaves your phone.
🔒 SECURITY — Biometric lock, auto-lock timer, balance blur.
📤 EXPORT — CSV, PDF, JSON, full database backup & restore.
🎨 CUSTOMIZABLE — Dark/light mode, accent color, glassmorphism, home screen widget, badges.
🌍 15 CURRENCIES — USD, PHP, EUR, GBP, JPY, INR, CAD, AUD, SGD, KRW, CNY, MYR, THB, BRL, MXN
Track budgets, scan receipts, and uncover spending habits with offline AI.