Cashews Expense Budget Tracker

In-app purchases
2.9
13 reviews
500+
Downloads
Content rating
Everyone
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About this app

Have you tried out personal finance budgeting apps, expense, money planners and trackers such as Mint, EveryDollar, Monefy, PocketGuard, TrueBill, YNAB, Digit, NerdWallet, Qapital, Simplifi, Monarch and others - but were too complex or difficult to use? Then Cashews is the best finance manager for you to easily plan and manage your money. Track subscriptions, bills and expenses across all connected financial accounts.

Cashews connects to your bank accounts, analyzes your income & expenses, then a predictive cash flow algorithm lets you know how much Spendable money you have left.

It's like having a professional adviser who can ask, 'What am I spending money on now?' and 'How is this purchase going to affect my finances?'. So while budgeting is important to some individuals and businesses, a clear picture of spending is as important or more so.

Cashews essentially replaces your bank balance with a Spendable number so you know exactly how much you can comfortably spend. It provides a simple, real-time picture of how you're doing for the day, week, and month.

--- HOW DOES CASHEWS WORK? ---

a) Connect to your bank accounts with your credentials via a military-grade, 256-bit AES encrypted connection.

b) Select which accounts and credit cards you'd like to include in the analysis.

c) An intelligent cash flow algorithm will analyze your finances for a few minutes.

d) Based on your income and expenses, Cashews will tell you exactly how much you can safely spend per day, week, or month.

e) Each time you make a new purchase or receive income, Cashews will update your new Spendable balance.

--- KEY BENEFITS ---

► Know how much you can safely spend without having a budget
► See all bank accounts and credit cards in one place
► Check your credit usage and limits, overdrafts, and fees
► Gain valuable insights about your spending: upcoming recurring expenses and cashflow forecast
► Get daily notifications about your Spendable amount

--- KEY FEATURES ---

- One-tap connect and easy onboarding
- Connect to unlimited accounts
- Automatic Cash Flow Analysis
- 3 Spendable Modes: Conservative, Normal, All in
- No ads, 100% private and secure
- Supports 11.000+ US banks and financial institutions

Cashews is a subscription app. This provides a secure experience and gives you full unlimited access to the app: no hidden fees, gated features, or ads. You can cancel anytime and don't need to commit.

► IMPORTANT INFORMATION
Cashews uses Plaid (https://plaid.com) to access data from your financial institutions. This enables you to securely connect to your bank and credit card accounts, without us knowing your login data. Plaid sends your transactions to our algorithm for analysis. We have view-only rights to your accounts that cannot be circumvented.

At this time, there is no way to manually add offline account or banks that are not supported by Plaid. Please check on Plaid's website (https://plaid.com/institutions) if your bank is supported before starting a subscription.

Cashews currently supports only US banks and credit cards.

► WHY ISN'T CASHEWS FREE
It costs real money to establish secure connections with banks and build our customers a first-class application. We think the financial confidence and long-term savings it provides will be more than worth it. We’re in this for the long haul. We want to continue building and improving on Cashews for years to come, and subscription pricing makes that possible. We get to do the work we love, and you get the comfort of knowing that we’ll never sell your data or promote other companies’ products just to make a buck.

► SUPPORT INFORMATION
Your satisfaction with Cashews is the only thing that matters to us, so please feel free to send your feedback to our team anytime at support@cashews.finance.

Find more about us: https://cashews.finance

Terms of Service: https://cashews.finance/terms-and-conditions
Privacy Policy: https://cashews.finance/privacy-policy
Updated on
Aug 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.9
13 reviews
Friedrich Stoltzfus
June 27, 2022
It's nice! We'll see if I stick around for the subscription, but I really do like the simple interface. The colors aren't always my choice. But the app itself is a cool concept, because I never follow the budgets I make, so maybe I'll follow the algorithm.😂 Also, I'm happy to be the first reviewer.
4 people found this review helpful
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Cashews Finance
July 5, 2022
Hi Friedrich, thank you so much for your review, we're thrilled that you're enjoing your experience with Cashews 🚀 Perhaps we'll change the color scheme in version 2.0, but no promises :)
Adele Jones
June 26, 2022
This showed up on my IG feed..Nice look but that's it.....it did not recognize 80% of my recurring transactions even though I have been paying the same amount/date for years and there is no way to select transactions to be recurring/regular expenses so they can be counted in analysis. Unfortunately I will be uninstalling:-(...the search for a good cashflow app continues....
3 people found this review helpful
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Cashews Finance
July 5, 2022
Dear Adele Jones, firstly, we would like to thank you for your feedback. We took your words to heart, and our founder Jonathan has personally reached out to you via email. This is genuinely not the experience we want our users to have, and we will be working extremely hard to make our app worth it to you.
Logan Bennett
March 30, 2022
You must pay right when you sign-up, but they can't accurately show you your spendable amount right away. Doesn't seem like they can do what they claim to be able to do for a few months after you sign-up for their service. Probably not worth your money.
1 person found this review helpful
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Cashews Finance
August 10, 2022
Logan, we're sorry to hear that you’re having a bad experience. It seems that you selected Conservative mode accounts for 80% of forecasted income (while your variable expenses are too high). Edit (August 2022): we've massively improved the algorithm, so please feel free to give it another shot!

What's new

- Introduced tutorials covering Goals, Predicted Expenses, new Filters, Manual Transactions, and Predicted Income.
- Eliminated outdated onboarding questions
- Rectified problems on the pricing page
- Condensed image files to reduce app size
- Updated subscription details with 1 year trial
- Addressed minor glitches