UangMe - Online Cash Loan

381K reviews
Content rating
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About this app

❤Product Information:
A. Borrow
1. Loan duration: 91 - 120 days
2. Loan ceiling: IDR 400,000 - IDR 20,000,000
3. Cost:
- Annual interest rate(APR): 21.9% p.a
- Service fee: 12.6% -21.6% (depending on the total amount of cash credit and payment term)
4. Simulation:
If you borrow Rp. 1.000.000 with a duration of 91 days and pay on time, your repayment for each month is Rp. 417.573, with total repayment for 3 months is RP.1.252.719 = RP.1.000.000+ RP.1.000.000*21.6% (service fee)+Rp.36.719 (Interest fee)
The interest fee formula is RP.1.000.000×[(21.9%/12)×(1+(21.9%/12)) ^ 3]÷{[(1+(21.9%/12)) ^ 3]-1})*3- RP.1.000.000.
and the cost is Rp. 252.719

B. Lending
1. Period: 61 - 120 days
2. Amount: Rp. 1.000.000 - Rp 2 Billion
3. APR: 18% - 21%
4. Additional cost: None
5. Age: 18+
6. Simulation: If you choose to lend Rp 1.000.000 for 3 months and interest rates 18% p.a, and borrower pay on time, you will get interest of Rp 45.000 so you will receive total economic benefit of Rp 1.045.000

Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Don’t worry, now UangMe is here ready to help you to provide the personal loans solution

UangMe is a Fintech Lending platform that have won Inclusive Fintech 50 in 2020. UangMe is officially Licensed & Supervised by OJK. Using A.I, we evaluate your loan-worthiness in real-time. The registration process is just 5 minutes and approval will be given as quick as 1 minute.

Aside from Loan, we also provide a Lending platform in UangMe Lender. You can lend your money to fund loan for borrower and get economic benefit (interest). Lending product is flexible, secure and easy to use, starting just from Rp 1 million, you can start your lending.



UangMe offers accessible and convenient loan. You can just apply online through UangMe app on your phone, no papers required.


UangMe is licensed & supervised by OJK. We are also certified with ISO 27001 of Information Security Management.

Have feedback for us?
Phone: 021-50820086

Business address:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930

Operations address:
Gedung Femina Editorial Lt. 3
Jl. Mampang Prapatan Raya No.75, RT.1/ RW.1, Tegal Parang,
Jakarta Selatan 12790
Updated on
Aug 11, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
381K reviews
Haryanto Djap
April 30, 2022
I always pay on time but now the limit for loan didnt appear on my app, i already sent a email to cs and they say, my loan cant they prosses because theyre sistem detect a risk, really, i never late pay the loan dude
66 people found this review helpful
PT Uangme Fintek Indonesia
May 2, 2022
Halo sobat UangMe! Mohon maaf atas ketidak nyamanannya, saat ini pengajuan peminjaman Anda belum dapat diproses kembali dikarenakan adanya kendali resiko yang terdeteksi oleh sistem kami. Untuk bantuan lebih lanjut silakan hubungi kami melalui email atau hotline 021-50820086. Terima kasih!
erwin wise
April 14, 2022
How to lend money using this apps? It's been three working days but no feedback. There's notification that I have to pay where the money never transferred. So funny
54 people found this review helpful
PT Uangme Fintek Indonesia
April 15, 2022
Halo Sobat UangMe! Mohon maaf atas ketidaknyamanannya. Tentang masalah Anda, silakan kirimkan detail berupa screenshot ke e-mail kami di untuk kami lakukan pengecekan lebih lanjut. Semoga kami dapat memperbaiki & memberikan pengalaman terbaik untuk Anda saat menggunakan aplikasi UangMe. Terima kasih!
crazy dot
July 12, 2022
easy to use and fast process
23 people found this review helpful
PT Uangme Fintek Indonesia
July 12, 2022
Hi Sobat UangMe, terima kasih atas feedback dan rating yang Anda berikan. Jika Anda puas dengan layanan UangMe, silakan beri kami 5 bintang untuk mendukung perkembangan kami. Terima kasih!

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Optimizing user experience