Online Borrowing and Lending Products š±
Online Borrowing and Lending Products
Do you have an urgent need? Or Capital for your business. UangMe is here to help!
UangMe provides a financial solution for your business and needs as a borrower by acting as an intermediary to connect you with the lender. Your loan could be withdrawn into your bank account with a quick and easy process.
UangMe is also equipped with a lending platform that could help you grow your assets as a Lender. You can create an economic impact as a lender while also gaining return on your funding. You can start lending on UangMe starting with 1 Million IDR.
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šµLoan Product
āŖ Tenure: 3ā6 Months
āŖ Plafond: Rp 400.000 ā Rp 30.000.000
āŖ Fee/Charges:
a. Max APR: 109.5% pa
b. Daily Interest: 0.03%/day
c. Daily Service Fee: 0.266%/day
d. Tax (PPn): 11% from Service Fee
āŖ Simulation:
If you borrow Rp3,000,000 for 90 days:
-Total Interest: Rp89,910
-Total Service Charge: Rp719,820
-Tax: Rp79,180
-Total Loan Repayment: Rp3,888,910
-Total Monthly Installment: Rp1.296,303
š°Lending Product
āŖ Period: 61-180 day
āŖ Amount: Rp. 1 Million - Rp. 2 Billion
āŖ Interest Rate (APR): Up to 16.5% p.a
āŖ Tax (PPh 23): 15% with tax ID or 30% without tax ID
āŖ Simulation:
If A lends a fund for 5,000,000 with 4 months tenure and interest rate of 15% per annual (Tax deduction 15%). Assuming the borrower pays their loan on time, A will get an interest of Rp213.082 (after tax deduction), making a total return and economic impact that A will receive to be Rp5.213.082
š³Repayment Process:
Borrower could repay their loan with UangMe using ATM transfer, Mobile Banking, Internet Banking, Alfamart, and Alfamidi using Virtual Account provided on the Apps.
UangMe banking partners: BCA, Mandiri, BNI, BRI, CIMB, Danamon, and Permata
After loan repayment has been confirmed, borrower will get a notification from UangMe app
āBenefits:
ā
Legal, authorized and licensed by OJK
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Online from your Smart-Phone, 24 hours
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No Loan Guarantee needed
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Fast Process
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Direct disbursement to your bank account
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Long tenure and installment available
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High plafond
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Low Interest rate and service charges
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Data and privacy safety is guaranteed, Uang Me has ISO 27001 certification
USER CRITERIA:
āŖ Indonesia Citizen
āŖ 21-55 years old (Borrower) or above 18 years old (Lender)
āŖ KTP
āŖ Bank Account
āŖ Has source of income
š¢ABOUT US:
UangMe is lending fintech platform that has been licensed and authorized by OJK (Indonesia Financial Services Authority) with licensed no. KEP-4/D.05/2021. UangMe is also active member of AFPI and AFTECH.
Incorporating AI technology UangMe assess borrower eligibility faster. Registration process could be completed within 5 minutes and loan approval process could take as much as 1 minute.
Ensure to update UangMe apps to the latest version to get updated information about UangMe products. UangMe also appeal that no one should use or take a loan from illegal loan apps.
āļøCustomer Service:
Email: cs@uangme.com
Phone: 021-50820086 / 021-50975085
Website: www.uangme.id
Facebook: @uangmeindo
Twitter: @uangme
Instagram: @uangme_indonesia
Our Office:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930
Customer Care Office (Visit):
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412