CreditJar

D.S. INTEGRATED FINSEC PVT. LTD.

About this app

💸 CreditJar – Instant Personal Loans Made Simple

Need money fast? Get quick, secure, and fully digital personal loans with CreditJar. Borrow up to ₹1,00,000 and receive funds directly in your bank account.

💼 Key Features

Loan Options

Borrow from ₹5,000 to ₹1,00,000

Repayment Tenure

Loan tenure ranges from 62 days to 36 months

Fast Disbursal

Funds credited to your bank account quickly

100% Digital

No paperwork, apply anytime

Minimal Documents

PAN, Aadhaar & Bank Statement

No Collateral

Completely unsecured loans
🌟 Why Choose CreditJar?
Transparent terms, no hidden charges
Flexible loan amounts
Affordable interest rates
Fully digital process
Instant approvals & disbursals
📊 Example Loan Calculation
Loan Amount: ₹15,000
Tenure: 3 Months
Interest Rate: 36% p.a.
Processing Fee (incl. GST): ₹826
Disbursed Amount: ₹14,174
Total Repayment: ₹16,350
Monthly EMI: ₹5,450
APR: 16.75% – 45%
🧾 Eligibility
Age: 21–55 years
Minimum Income: ₹15,000/month
Indian citizens only
🚀 How to Apply
Download the CreditJar app
Complete basic details
Upload documents
Select loan amount & tenure
Get funds in your account
💰 Interest Rates & Charges
Interest Rate: 0% – 36% p.a.
APR: 16.75% – 45%
Processing Fee: ₹500 – ₹11,918
Late Charges: Up to 8.33% per month
Bounce Charges: ₹500 + GST
🔒 Security & Permissions
SMS: Credit assessment
Device Info: Secure login
Location: KYC checks
Camera: Verification
🏦 Lending Partner

D.S. Integrated Finsec Private Limited

📧 [e-mail]

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