CashOnTap : Instant Cash

Ontap Technologies

About this app

CashOnTap: Instant Cash

Instant Easy Access to Funds, Cash on Demand, Anytime, Anywhere

Are you a Business Owner in need of quick and flexible credit? CashOnTap is here to help! With our instant credit line, you can withdraw funds as needed and pay it back by the 5th of the following month. Once repaid, your credit limit is instantly reinstated for more flexibility in your business.

🎁 What We Offer:
📲Digital Credit Line
✅Credit Line amount: Rs. 5,000 upwards
✅Tenure: 1 month
✅Interest: Free, no interest charged
✅Convenience Fee: 1.5% upwards on every withdrawal (based on risk profile)
✅One-time Setup Fee: ₹300 (payable on first withdrawal)
✅Repayment Terms: Month's outstanding to be paid by the 5th of the next month
✅ Auto-Debit (NACH): Processed on the 5th

📲Extendable Digital Credit Line (Digital Business Loan)
✅Amount: Up to Rs. 2,00,000
✅Tenure: 2 - 36 months
✅Interest: 18% upwards PA (based on risk profile)
✅Repayment Terms: Equated Monthly Installment
✅ Repayment: Pay by the 2nd of next month
✅ Auto-Debit (NACH): Processed on the 5th

Example of How CashOnTap Charges:
Let’s say you borrow ₹10,000 for a month, then your:
Convenience Fee (3%): ₹300
Total Repayment Amount: ₹10,300
APR: 36% (calculated based on the convenience fee)
Repayment Due on: 5th of the following month through NACH
Total Cost of Loan: ₹10,300 (no additional charges on early repayment)

👉Features:
✅Instant Bank Transfers: Withdraw funds to your account instantly
✅Pay Contacts Instantly: Send money to any contact with ease
✅Mobile Number Payments: Transfer money to any mobile number
✅UPI Transfers: Pay directly to any UPI ID
✅QR Code Payments: Scan and transfer instantly to third-party QR codes
✅Real-Time Updates: Instant transactions with immediate updates
✅Flexible Repayment: Repay anytime; limit instantly restored

🔞CashOnTap Eligibility Criteria:
✔ Age: 18-65 years
✔ Minimum Monthly Income Requirement: ₹25,000

📝Applying for credit is quick and easy with CashOnTap:
📲Download the CashOnTap app.
✅Enter Mobile number
✅Enter PAN number
✅Aadhaar number
✅Business ownership proof

🔒 Secure & Fraud-Free Payments with CashOnTap 🛡️
🚫 Avoid the risk of digital fraud
🏦 No bank account linking for transactions
➡️ Money flows directly from your CashOnTap credit line to any UPI ID or QR code
🙅‍♂️ No exposure of your bank details
🔗 No linking to outside apps
🧘 No stress about bank fraud
✅ Stay Secure. Stay Smart.
Use CashOnTap for every payment.

🪙 CashOnTap Charges:
💳 Convenience Fee: 1.5% upwards on every withdrawal for monthly limit
💳 Interest 18% upwards (based on risk profile) on limits over 1 month
💰 Setup Fee: ₹300 (only on the first withdrawal)
⚠ Late Payment Fee: 10% of month outstanding amount not paid by the 5th of the next month

At CashOnTap, we believe in full transparency. All fees and charges are clearly communicated to you during the loan application process, and the loan details are available 24/7 in the app.

👉Lending Partner:
CashOnTap is powered by Capital Trust Limited, a trusted and RBI-registered NBFC, ensuring responsible lending practices.

👉How to Contact CashOnTap:
For any queries, please contact:
📞 Helpline: Available directly in the CashOnTap app
📲 EmergencyCall: Tarsem Singh, [phone]

We’re here to help you grow your business with flexible and instant access to credit.