Plynk: Grow as an Investor

Digital Brokerage Services LLC

About this app

Investing shouldn't be intimidating. That's why we built Plynk®--the app that helps you grow into the investor you want to be. Trade stocks, funds, and crypto with as little as $1. Free to use with no commissions on stocks and ETFs.
• Simple, intuitive trading experience
• Learn investing in clear and simple language
• Navigate investment ideas with tools to help you explore and choose

SECURITY
We safeguard your money and personal data with enterprise-grade security, including encryption, multi-factor authentication, and suspicious activity monitoring.

25% DIVIDEND MATCH*
Investing in stocks and funds that pay dividends can be even more rewarding on the Plynk app. Get a 25% cash match on all dividends earned, up to $250 per year.

INCOME HUB
View upcoming dividend payments and match amount, cash interest earned and historical income all in one place.

GUEST PROFILES
Explore select features without personal details typically required for investing apps. Designed to help users build familiarity and confidence before opening a brokerage account.

PLYNK® PREMIUM**
Upgrade to Premium to earn a 0.5% cash boost and 50% match on your dividends.

DISCOVER
Not sure where to begin? Find investments that match your interests from more than 30 popular themes and categories spanning over 5,000 stocks and over 3,400 ETFs and mutual funds.

EXPERT RATINGS
See what financial analysts have to say about the stocks and funds you’re looking at.

SIMULATED TRADING***
Practice investing for free and build your confidence without using real money. Simulated trading (paper trading) is a virtual trading experience that mimics the real market, allowing you to learn how to make trades, test strategies, and gain experience, all while using pretend money.

VIRTUAL PORTFOLIOS
See how combinations of investments would’ve performed from a date in the past until today.

NEWS
See real-time updates on stocks, funds, cryptocurrencies, and broader market developments. Stay up to date on earnings reports, dividend
announcements, share price changes and more.

STEADY START****
A 52-week journey that starts with a $1 investment in week 1 and gradually increases by $1 each week. With Steady Start, you’ll put consistent
financial habits into action and invest nearly $1,400 over the year.

IRAs
Take advantage of potential tax benefits and get a jump on planning for retirement by investing with traditional or Roth IRAs .

PLYNK CRYPTO*****
Learn and trade crypto through the Plynk app, with analytics that go beyond the price of cryptocurrency and give a deeper look at the blockchain that supports it. Crypto services are provided only by BitGo Bank & Trust, N. A. regulated by the Office of the Comptroller of the Currency. 

Follow us on social:
• Instagram: @PlynkInvest
• TikTok: @PlynkInvest
• YouTube: @PlynkInvest

ADDITIONAL DISCLOSURES
*Max dividend match is $250 per year, payouts made monthly. Visit plynkinvest.com/disclosures/promotions for additional terms.
**Premium dividend match is up to $500 per year. Premium Cash Boost is on balances less than $25,000 up to $125 per year. Visit
https://www.plynkinvest.com/plynk-membership-terms-conditions for additional terms.
***This tool is for informational purposes only. Past performance does not guarantee future results, actual performance returns will vary.
****All investments involve risk, including the possible risk of loss. As prices for stocks and funds fluctuate over time, recurring investments require
your ongoing monitoring.
*****Cryptocurrencies are volatile and highly speculative, may be subject to market manipulation and liquidity constraints, and you may lose the full value of your investment. You should carefully consider your financial circumstances and risk tolerance before trading crypto. None of the legal protections associated with your DBS brokerage account (such as SIPC) apply to your crypto assets. Crypto assets are also not protected by the Federal Deposit Insurance Corporation. 974701.64.0

Ratings and reviews

I have no choice but to give one star, because I couldn't even create an account. I got to the end of the process where you input a username and password, and my password met all the requirements, but it constantly threw an error telling me it didn't meet the requirements. it clearly did, all the checkmarks were blue. :/ then i tried to sign up again and it told me my number is already in use. got more errors like "check your wifi connection" that only resolved after closing the app.

Updated Review: (3 to 4) While the lag issues have improved a bit with logging in, there are still a few items that could see improvement. One is the issue of their selling of shares at a price that's basically unknown until they're sold. You cannot really sell at a price that you set yourself (no limit orders). I did receive the promotions as advertised. And I like that the app offers both stocks and crypto, but the crypto fees are just too much to frequently trade crypto. Overall, a good app.

I did everything required to receive my sign on bonus, even after the 2 transactions verification went through after linking my bank and it stated I would receive my bonus within a few days after all that was verified and completed. it's been 3 weeks and nothing, I messaged customer service and they sent me some terms and conditions that stated they have the right to change their terms and conditions whenever they want. so in other words they have the right for false advertising.

What’s new

Usability: Improved trading experience across device text scaling and a custom keyboard for better accessibility on all input screens. Guest profiles now include watchlists, simulated trading, and virtual portfolios.

Price Alerts: Set alerts for stocks and ETFs to know the moment they hit 52-week highs/lows or a specific price of your choice.

Real-time Deposits: Access money faster with eligible deposits available instantly for brokerage and crypto trades.