DigAjo brings ajo (esusu / adashe) to your phone - the trusted way Nigerians have saved together for generations, now transparent and in your pocket.
Join or create a savings circle with people you trust. Everyone contributes on a set schedule, and each member collects the full pot on their turn. Same money in, same money out - the value of ajo is TIMING: a lump sum, exactly on your day.
WHY DIGAJO
Your money, kept safe
Contributions sit in a licensed bank through your own account - not with a collector who could disappear. This is what makes DigAjo different.
See your turn on the calendar
Know exactly which day you collect, and watch every contribution land. No guesswork, no "who paid?" arguments.
Kobo-level receipts
Every contribution and payout gives you a clear receipt you can save or share.
Built for real circles
Invite your people by phone, pick your slots, and contribute daily, weekly, or monthly.
Verified members
Identity checks keep your circle real and your money protected.
Collect to your own bank
When it is your turn, withdraw the lump sum straight to your bank account.
OUR PROMISE
We will never promise you returns or profit. Ajo is not an investment - you collect the money you and your circle put in, on your day. What we promise is trust, transparency and your turn arriving right on schedule.
Save together. Collect on your day. That is ajo, done right.
Save together in an ajo. Collect a lump sum on your turn. Money kept safe.