Dime Time

Content rating
Everyone
1+
Downloads
Content rating
Everyone
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About this app

Get out of debt, one dime at a time with Dime Time!!

Dime Time turns your everyday spending into steady progress against your debt. Connect an eligible account, and every purchase is rounded up to the next dollar — that spare change accumulates and goes toward paying down the debts you choose, on a schedule you approve.

HOW IT WORKS
1. Add your debts — credit cards, student loans, auto loans, personal loans, or anything else you're paying off
2. Connect an eligible funding account
3. Everyday purchases are rounded up to the next dollar
4. Spare change accumulates automatically
5. You control the destination, schedule, and every payment

KEY FEATURES
• Debt tracking with payoff projections — see your actual debt-free date and how much interest you'll save
• Automatic round-ups with optional multipliers (2x, 3x) to accelerate your progress
• Payment scheduling you control — money never moves without your authorization
• Secure bank connections through regulated financial infrastructure partners
• PIN lock and biometric unlock to protect your financial data
• Progress analytics that show exactly where you stand

BUILT FOR SECURITY
• Bank credentials are never stored on your device or our servers — connections use tokenized, encrypted access
• All data is encrypted in transit
• PIN and biometric app lock with automatic locking
• Delete your account and data at any time, right in the app

Dime Time is a financial technology platform and is not a bank. Banking services and payment infrastructure are provided through regulated financial partners.

Questions? Reach us at tim@dime-time.com or dime-time.com.
Pay down debt with spare change from your everyday purchases.
Updated on
Jul 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info
  • This app may collect these data types
    Personal info and Financial info
  • Data is encrypted in transit
  • You can request that data be deleted