Public – Stocks and Options

Public Holdings, Inc.

About this app

Public is an investing platform with built-in AI Agents. Trade stocks, ETFs, options, bonds, crypto, and prediction markets—all in one app.

• Automate any task in your portfolio with AI Agents
• Earn rebates on your options trades
• Trade through our API, or connect to AI tools via MCP
• Explore and trade event contracts with live odds
• Earn yield in our Bond Account, Treasury Account, and High-Yield Cash Account
• Build your retirement with IRAs and Crypto IRAs

Public (c) 2026

Public is Available to U.S. residents 18+ and subject to account approval.

All investing involves risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account offered by Public Investing, member FINRA & SIPC. Cryptocurrency trading services offered by Zero Hash LLC (NMLS ID 1699379), licensed to engage in virtual currency business activity by NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings not protected by FDIC or SIPC. Brokerage services for treasury accounts offering 6-month T-Bills offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services offered by Jiko Bank, a division of Mid-Central National Bank.


SECURITIES INVESTMENTS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE.

Learn more: public.com/#disclosures-main

Investors must review the Options Disclosure Document (ODD): public.com/ODD. Options are risky and not suitable for everyone. Fee Schedule: public.com/disclosures. Rebate varies from $0.06-$0.18 based on monthly trading volume and subject to change. Terms of the Rebate Program: public.com/disclosures/rebate-terms.


A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. Learn more: public.com/disclosures/high-yield-account.

* A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of 9/10/25, the average, annualized yield to worst (YTW) across all ten bonds is up to 5%. A bond's YTW is not "locked in" until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Bond Accounts are not recommendations of individual bonds or default allocations. Public Investing charges a markup on each bond trade. Learn more: public.com/bond-account.


See terms and conditions of Public's ACATS & IRA Match Program here: public.com/disclosures/matchprogram. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Before requesting a transfer to Public, please consider all fees charged by the delivering brokerage firm and any liquidations required by the delivering firm before the transfer can be completed. Certain assets are not supported by Public and will be ineligible for transfer. Learn more about Public's brokerage account transfers, IRA transfers, and 401(k) rollovers.


Generated Assets ("GenA") is an AI-powered interactive analysis tool. Output from GenA is generated at your direction and is intended for informational purposes only. Output should not be considered individualized investment advice or recommendations. We do not guarantee the accuracy, completeness, relevance, or timeliness of such output and will not be responsible for any losses that may result from your reliance on such information. See additional disclosures.

Supporting documentation furnished upon request.

Public Holdings Inc
228 Park Avenue South, Suite 97716
New York, NY 10003

Ratings and reviews

Love the fact that they don't use darkpools. But the app is not fun to use at best and has bugs at worst. Example: the graph default for your current value is 1 day and it takes so long to load other scales that it's difficult to wait. You almost want to leave your phone on the table and walk away while it loads "1 month" scale. Sometimes clicking other scales on the graph freeze the app entirely. Placing trades coerces you into posting it and it is difficult and weird to back away from that.

Absolutely love the look and layout of the app without all the extra clutter like other apps. Fast execution speeds and a low flat rate of $10/month for unlimited pre-market and after-hours trading is a luxury. If the charts were revamped it would be near perfect imo. I'm really happy with my experience so far.

Charts display incorrectly. Eg When you tap 3 months but you've had the app for only a few days. It also will show like you made $1300 in a day when it was $300. I think it's counting a Pending Deposit as a return. They don't have Multi-Factor Authentication. When you withdraw it just says "to bank account", not to what exact bank account. They don't give you proper tax forms.

What’s new

This week's update includes:

• Midterm markets: Track and trade every key Senate, House, and governor race.
• Prediction markets: Trade the events that move the markets with AI Agents.
• 15-minute markets: Take positions on short-term price action. Trade 24/7.
• Public Reserve: Access benefits valued at $4,000+ annually, plus 3.75% APY on your cash.
• AI Agents: Create a custom Agent with any prompt, or customize a ready-made workflow.

Disclosures available at public.com/disclosures