EfectivoHoy: Préstamo personal

CréditoCash

About this app

EfectivoHoy is an online credit loan service platform that uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure loan services.

About loans:
Amount: up to $20,000
Loan term: from 91 to 180 days
Interest rate: 0.06% daily (maximum annual rate 18%)
No other hidden charges

Example of Costs:
For a loan of $20,000 MXN 91 days, the expenses are as follows
Daily Interest = $20,000 x 0.06% = $12
Total interest: $20,000 * 0.06% * 91 = $1,092
Total amount to pay: 20,000 + 1,092 = $21,092
Total monthly payment: $21,092 / 3 = $7,031

What is needed to request a loan?
Be over 18 years old
Be Mexican and reside in Mexico
Have a debit account from any bank and that is in your name.
Have your IFE/INE at hand

User privacy.
We care about protecting privacy when providing our services to you and all your information is secure. We will never provide your information to third parties without your permission.

Contact:
Our hours are Monday to Sunday from 10:00 a.m. to 5:00 p.m. to 19:00 p.m.
Email: [e-mail]
Address: C. Varsovia 36, ​​Juárez, Cuauhtémoc, 06600 Mexico City, CDMX, Mexico

Ratings and reviews

Very unprofessional, abusive and scammers. You make the loan payment and they want to fine you because their app failed and the payment was not registered. And in addition, they threaten you with boletinar sending false information to contacts and so on. Very bad experience.

very intrusive app. Will lend you whatever amount and deduct from loan initial payment. so if you borrow 1kmxn they'll payout 6 hundred yet you 1k due payment within one week or pay another 400 for an extra week to fully pay. But before your due date comes there's this douche that is a very unprofessional and accuses you of stealing if you haven't paid before your final due date and is just harassing you 24/7. definitely not worth whatever amount of money you need to receive this kinda treatment

I was showed I had gotten a loan and then it says available and at the last moment rejected