Emkan

Emkan

About this app

Emkan application offers you a one stop shop that serve all your financial needs in one place! with easy and secure digital application experience.
You will get your loan online, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector.

App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Multiple loan products! can serve your financial needs and situations
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sectors
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer.
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!

Personal Finance:
Topup:
Minimum and maximum period for repayment: 6 to 60 months
Maximum Annual Percentage Rate (APR): 13.71%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR
 


Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum Annual Percentage Rate (APR): 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR


Refinance:
Minimum and maximum period of repayment 3 to 60 months.
Maximum Annual Percentage Rate (APR): 12.35%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 2.99%
APR: 6.8 %
Tenure: 60 months
Financing amount: 144,863.88 SAR
Management Fees: 2,515.37 SAR
Profit Amount: 21,657.15 SAR
Total Contract Value: 166,521.03 SAR
Monthly Installment: 2,775.35 SAR

and much more for you to discover while using Emkan. Download it now!

National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355
For customer Support: 8001240251

Ratings and reviews

very sad about to use this I made account yesterday now I had a login issue all the time interface is SEASON EXPIRED DUE TO TIME OUT am waiting waiting waiting waiting and trying and after all the message comes you reach your limit of login am not satisfied with this app

always stuck in loading and can never get it working correctly

Poor communication, refusal without acceptable reasons, needs improvement.

What’s new

New update on the Emkan app!
Financing that supports you with what you need, with just one tap.

• To offer you a better experience, we’ve made general enhancements to our digital services, making the process clearer and smoother.

Stay digital with Emkan’s financial solutions