Emma - Budget Planner & Expense Tracker

Emma is a budgeting app that helps you connect all your accounts in one place, track expenses, avoid overdrafts, cancel wasteful subscriptions and save money by budgeting payday to payday. Our data shows Emma can save you over $600 every year. We use state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money. Take control of your finances, start budgeting with Emma.

FEATURES

● Manage all your accounts in one place
● Set monthly budgets and money goals
● Track expenses payday to payday
● Find and cancel paid subscriptions
● Track wasteful bank fees
● Avoid overdraft charges
● Get daily balance notifications
● Get smart reports on your spending
● Save money every month

BANK LEVEL SECURITY

● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
● Emma does not store your online banking credentials.

CUSTOMER REVIEWS

“I love this app. I used a Google Sheet until now and had to manually track when each outgoing went out by loading up 3 different banking apps. This does it all and it's so flexible; I've not had to change how I do my home accounting / budgeting.”
Chris

“I love Emma! I was searching for a good budgeting app to help me keep track of my 1. Transactions , 2. Debt , and 3. Bills and Subscriptions. Emma does all that and more. It's aesthetically pleasing, easy to understand and operate, and best of all free”
Jada

“I used to use Yolt and that was a fantastic app but this is a lot better for me. Tracking is a lot more visual and frequent, and the daily notification helps to keep spending in check”
Samuel

“I've been looking for an amazing budget app for so long and this is easily the best app I have encountered. Clean interface, easy to use UI, and it has a personality and makes money not so boring!”
Bubba

“Great app, love it! Have tried so many budget apps and I work in the app development industry, and this is my fave”
Rebecca

“Amazing detailed finance analysis tool. Perfect to spot bad spending habits. I tried yolt and moneydashboard, and this is the app to keep, better than the other 2 by miles.”
Alex

“Very helpful, a great budgeting tool for me to be disciplined with spending.”
Sophie

OUR MISSION

We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma provides a great budgeting experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? THAT’S A PRO

Upgrade to Emma Pro for access to premium features, including:
● Custom categories and unlimited budgeting, so you can track your finances like a ninja
● Rename transactions to edit how your transactions should look like
● Export data to understand your finances on excel
● Create manual Accounts to manage your cash expenses and any other accounts you might have
● Split your transactions into multiple categories for more flexibility