• You can view your account information and transactions, open new accounts, and close all your accounts except your current account at any time. • You can create a Virtual Encard linked to your current account and use it for online shopping by defining your card limit as monthly, daily, or valid for single transactions. • You can view your credit card information, statements, in-period expenses, pending transactions, future installments, pay your card debt, use cash advances/installment cash advances, and convert previously single-payment purchases into installments, and create a virtual credit card linked to your credit card. • With the "Mobile Contactless Payment" feature, you can make purchases with your mobile phone even if your credit card is not with you. ("Mobile Contactless Payment" works on mobile phones with NFC capability.)
• You can apply for a new personal loan, view your existing loans, make loan payments, and close your loans at any time. • You can define an Overdraft limit for your current account to meet your cash needs. • You can make free EFT, FAST, wire transfers, Easy Address transfers (KOLAS), and money transfers between your accounts.
• You can transfer money to a mobile phone number for free.
• You can make foreign currency transfers (SWIFT) outside of Enpara.
• You can make free "Heartfelt Transfers" (donations) to foundations and associations we have agreements with.
• You can pay your bills, other bank credit cards, taxes, traffic fines, social security contributions, and lottery games.
• You can top up your mobile phone with TL for free.
• With En Hızlı (The Fastest), you can quickly complete your previously saved transfer and payment transactions.
• You can create recurring or one-time payment instructions for money transfers, bill payments, mobile phone top-ups, Enpara.com credit card payments, taxes, social security contributions, and Istanbulkart payments.
• You can buy and sell USD, EUR, and Gold 24/7.
• You can use QNB ATMs for free with the QR code, even if you don't have your card with you. • You can view your loan documents, product agreements, and other financial documents.
• You can receive your account activity, asset/liability statement, passbook, and transaction receipts with e-signatures.
• You can update your settings, personal information, and mobile notification preferences.
• You can log in to e-Government.
• You can track our current deposit and loan interest rates, and exchange rates for foreign currency and gold.
• You can check if you are the Enpara Customer of the Month and see the opportunities we offer you.
• You can track the mobile notifications we send you.
• You can recommend us.
• You can write to us with your questions and complaints.
• You can find out where the nearest QNB ATM is located.
• With the password-free login feature, you can instantly view the information on the Summary screen without entering a password. • If you are not yet an Enpara customer, you can apply to become one.