Fi Money: Save, Pay & Invest

221K reviews
Content rating
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About this app

Open a zero-balance Savings Account online in under 3 mins! As a money management platform, Fi Money is the perfect solution for all your financial needs. The only money management app you need. Via Fi you can open a savings account online, track your expenses, maximise your savings, automate UPI payment online, invest in Mutual Funds & build your wealth! You don’t need to look for other finance apps anymore; Fi Money is all you need. 🌟

Get a sleek VISA Debit Card with zero FOREX charges. Powered by cutting-edge tech, connect your other savings accounts to Fi to view a combined balance.

Why Try Fi?
✓Money insured up to ₹5 lakh✨
✓No minimum balance🤘🏽
✓Zero FOREX markup 📈
✓No hidden fees ⚖️
✓Withdraw from any ATM 💳
✓24/7 Friendly customer support ☎️


Make sense of your personal finance instantly
- Open a new digital zero balance savings account via Fi in minutes
- Use Ask Fi, your intuitive personal finance assistant and get simple answers 🔍
- Fi encourages you to build better money habits & manage money online 🌱
- Categorise all your expenses automatically 😇
- Fi’s Smart Statements tell you just what you need to know — in plain English.

Get rewarded for saving money
- FIT Rules: Set fun rules that automatically save for you.
- SIP 2.0: Automate investments and transfer money into Mutual Funds on a daily, weekly or monthly basis 🤝
- Use Fi regularly to make smart financial decisions, send UPI payments online, grow your wealth & earn curated rewards 🌟
- Money doesn’t grow on trees, but on Fi Money, you discover the joy of growing ‘Money-Plants’ 🌱

You spend smarter, not lesser
- Create AutoSave, AutoPay & AutoInvest rules as you go.
- Smart Deposit: A flexible way to save — designed around you & your goals 🏆
- Instant money transfer: Fi Protocol works out the best mode with zero transaction charges ⚡️
- Fi will auto-create a unique UPI ID for you! Set a secure UPI PIN yourself, then send/receive UPI payment & transfer money with BHIM UPI.

Safe & Secure
• Our licensed partner bank hosts every Digital Savings Account & Visa Debit Card.
• The funds in your zero balance account remain insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC)
• Fi Secure also gives you state-of-the-art internet security for your money 🔐

You remain in control
- Pay with your VISA Platinum Debit Card, by swiping, tapping and even go contactless!
- Lost/misplaced your card? Tap to order a new one. Or freeze it in-app ❄️

And much more!
● No jargon: We will always communicate with you in plain English.
● No paperwork: No branch visits, no queues & no tedious processes⏳

What is the minimum amount to open a Fixed Deposit Account?
The minimum FD opening amount is ₹1,000.

What happens if your debit card is stolen or gets lost?
We can send you a new card while you block your current card through the app.

What is the difference between Fixed Deposit and Smart Deposit?
Smart Deposit is best for short-term goals. FD is better for long-term goals.

Who are the lenders on Fi app?
Federal Bank, a licensed and regulated entity, is one among the current lenders on Fi app.

What is the minimum and maximum period for repayment of loans?
The minimum period for loan repayment is 3 months and the maximum is 48 months.

What is the maximum Annual Percentage Rate (APR), which generally includes the interest rate, fees and other costs for a year, or similar other rates that are calculated consistently?
This ranges from 11 to 50%, depending on a number of factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

What is a representative example of the total cost of the loan, including the principal and all applicable fees? A loan for ₹3 lakh, taken for 18 months at an interest rate of 12% and a processing fee of 2% (not including GST) will cost the borrower about ₹36,000 all inclusive.
Updated on
Nov 21, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

220K reviews
May 12, 2023
Had a very bad experience with Fi and the customer care experience they provide made me regret signing up believing they provide a very good digital experience. My account was put on permanent credit freeze without a valid reason and customer care is not ready to unfreeze or provide a valid reason why my account was blocked. They asked me to move all the funds out and close my account without any solution. Lost the trust in Fi and I wouldn't recommend anyone to go through the same hassle.
37 people found this review helpful
epiFi Technologies Private Limited
May 12, 2023
Hey Arief, We understand your concern. We'd like to help you out, but we need a few more details. Please drop us an email from your registered email ID to with the subject "PlayStore Review" and share details of your issue. Our team will help clarify things for you. Thank you!
Anup Singh Rajput
November 17, 2023
Lot of thanks fi App is very smooth and responsive. I love the ui and there are tons of features like creating savings deposit and fixed deposit. The fit rule seems like a really good idea. 0% Forex is a really nice add-on. Been using this for almost a month and didn't face any issues. If the team could add a dark mode theme then it will be amazing and also the debit card that comes with seems cheap and can easily get ruined. I wish there is a upgrade option for better quality and customizable.
55 people found this review helpful
epiFi Technologies Private Limited
November 17, 2023
Hey Anup, We are delighted that you enjoy using Fi! The team hopes to keep the good times rollin' for you and everyone else too. Also, thanks for sharing such innovative ideas; we will certainly see if this can be incorporated. Thanks.
Onkar Jadhav
December 5, 2023
Google pay seems to work better with bad internet than fi. Apart from that fi app is great. Many options to invest like smart deposit, fixed deposit, mutual funds. Also the plans are really good. The fi coins are nice. You get plenty of them and the offers you can redeem with them are also very good. Customer support is excellent you can start a chat or call any time. Great experience with fi app.
1 person found this review helpful
epiFi Technologies Private Limited
December 5, 2023
Hey Onkar, Thank you for taking the time to leave this review. We're delighted that you're enjoying our services. We hope to keep the positive experience going for you. Also, We will pass on your feedback to our team and work towards improving your experience.