OmniCard: UPI, Card & Rewards

2.7
30K reviews
1M+
Downloads
Content rating
Everyone
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About this app

OmniCard makes payments simple, seamless & secure for everyone; it is made for literally Everyone; students, parents, GenZ, millennials. Now enjoy safe & secure payments at your fingertips.  


Truly for anyone who wants a genuinely simple to use decluttered payment app while earning special rewards. OmniCard is India’s 1st Omnichannel spending platform created to make payments simple, secure and seamless.  
 


OmniCard brings you UPI Payments, Cards, & Cash together without a bank account. OmniCard️ is licensed by the Reserve Bank of India. 
 

Why Try OmniCard?

 
✓ UPI + Card + Online + Keychain + Transit + Cash 
✓ No minimum balance🤘🏽 
✓ No hidden fees ⚖️ 
✓ Easy KYC & onboarding 
✓ Use UPI without a Bank Account 
✓ Licensed by RBI 
 

OmniCard is for You! Enjoy the Elite Experience 💎


→ Earn ₹1200* Cashback 
→ Free Physical OmniCard  
→ Earn Unlimited OMNIs  
→ Increased UPI Limits  
→ Free ATM Cash Withdrawals 
 


@OMNI UPI ⚡

 
 


→ UPI without linking a bank account 
 
→ Easy & Instant payments 
 

→ Create UPI ID in seconds 
 
 
 
 



Easy Payments 💸
 
 
 

→ UPI: Scan with @OMNI UPI for safe & quick payments 
 

→ Swipe to pay: Simply swipe your Card for your offline purchases 
 

→ Tap to pay: Tap on the Go for contactless payments 
 

→ Pay online: Shop online with secure transactions 
 

→ Withdraw Cash: Get Cash from any ATM 
 

→ Recharge, shop, transfer money & much more 
 
 
 



Robust Security 🔐
 

 
 

→ Licensed by RBI 
 

→ No need to link your personal bank account to use UPI 
 

→ Secure & reliable payments with Robust security guidelines 
 

→ Block, deactivate or change PIN immediately 
 

→ Set transaction limits that work for you 


Rewards 💸
 
 
→ Get Special Gift Cards on your Fav Brands 
→ Earn OMNIs on All Card Payments 
 

Metro 💸 

 
→ Use at any Metro Station 
→ Completely Contactless Payments 
 

OmniCard Keychain 🔑
 
 


→ Quick & Contactless Payments powered by RuPay On-the-Go 
 

→ Easy In-app Controls & transaction history 
 

→ Pay across widespread RuPay network 
 



For our Corporate Users 💼

 



How to get started on OmniCard?
 
 
 


1. Download OmniCard 
 

2. Sign up and you’re done! 
 
 



If you are an existing OmniCard user, just go to ‘Pending Invitations’ in the profile section and accept the invitation from your Enterprise. 
 

 
 


Download the app now & experience unbeatable simplicity to manage your Spending ✅ 
 
 

 


For Sales/Business queries or to Book a Free Demo reach us at connect@omnicard.in 
Updated on
Dec 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.7
29.8K reviews
Bablu Kumar
November 20, 2025
I've been using Ominicard for over 3 years, and it's truly one of the best apps I've ever used! The service is super smooth and reliable. Whenever I faced a small issue, the refund process was very fast and hassle-free. The customer care team is polite, helpful, and takes quick action every time. Really impressed with their support and the overall experience. Highly recommended!
42 people found this review helpful
Neutral intention
November 6, 2025
You need to PAY to activate the ability to use the QR scanner! what is the use of a wallet if I can't use the money I just loaded into it? To get this money back one has to AGAIN pay to complete a KYC... please deactivate the " add funds" button prior to KYC. It seems very shady to allow one to add funds but not use it unless a paid KYC is done! The physical card also needs to be paid for, their T and C says one can use "Omins" to pay for it , but there is no such feature in the payments page
9 people found this review helpful
Eroute Technologies Private Limited
November 6, 2025
Hi! We sincerely apologize for the inconvenience caused. Kindly fill out the form using the following link: https://omnicard.in/customer-support-queries-form. This will allow the relevant team to review your issue and reach out to you on priority.
SAIF ALI KHAN
January 7, 2026
everything is good and best but change in app UI and add-on some more features like Google Redemption Code, Digi Gold, many more. reduse unknowing pop-ups like upgrade package and reduce package price little bit and most important add UPI customization like fampay & Google pay. I know you are not change everything but keep change some things important like UPI customization, and GRPC or Digi Gold. This is my small opinion & feedback 🙂
1 person found this review helpful

What’s new

We’re thrilled to announce the launch of the new OmniCard App, now more powerful and seamless than ever.

With this update, you can:

📍 Access OmniCard Motion directly from the app — all-in-one platform for smarter employee trip tracking.
🛣️ Get exclusive access to FASTag — recharge, manage, and track your toll spends effortlessly.
⚙️ Experience smoother performance with faster performance, enhanced security, and an upgraded user interface.

Update your app now 🧡