Fazza: Tabungan 9% & Pinjaman

PT Payfazz Teknologi Nusantara

About this app

Fazza is a digital financial application for high-yield savings and online cash loans that helps users manage their finances, save funds, and access loans through official partners supervised by government agencies.

Through the Fazza application, users can apply for online cash loans, open high-yield savings accounts (deposits) with returns of up to 9% per year, make QRIS payments, and transfer funds between banks through a secure and transparent process.

Fazza collaborates with official partners registered and supervised by the Financial Services Authority (OJK) and the Ministry of Cooperatives and SMEs to ensure that savings and loan services comply with applicable regulations.

Key Features of the Fazza Application

1. Time Deposit with a 9% per year Return (Savings)
Enjoy savings products with competitive returns and flexible holding periods.
• Transparent returns
• Flexible deposit period options
• Funds are managed by the officially registered Smart Cash Cooperative

2. Fazza Pinjam – Online Cash Loans with OJK-Registered Partners
Access safe, fast, and transparent cash loan services for selected users. Loans are facilitated by Modal Rakyat, a licensed and supervised partner of the Financial Services Authority (OJK).

Fazza Pinjam Benefits
• Loan limit up to IDR 20,000,000
• Loan term from 61 to 90 days
• APR (Annual Percentage Rate): 18%–36% per year
• Disbursed directly to your account
• Simply use your e-KTP, no collateral required
• Fees and total payments are clearly displayed before application

Loan Simulation Example
Loan: IDR 1,000,000
Term: 61 days
APR: 24% per year
Calculation:
24% ÷ 365 × 61 × IDR 1,000,000 = IDR 40,164
Total payment: IDR 1,040,164

3. Fast & Secure QRIS Payments at Millions of Merchants
Fazza supports QRIS payments to facilitate cashless transactions at various merchants.

With QRIS Fazza, users can make payments at stores, restaurants, minimarkets, and online merchants without the need to carry cash. All transactions are automatically recorded in the app, making them easier to monitor.

Advantages of QRIS payments on Fazza:
• Used at millions of merchants throughout Indonesia
• Fast and convenient payment process
• Transaction history is automatically saved
• Transaction security is guaranteed

4. Free Interbank Transfers (BI-Fast)
Fazza makes it easy for users to make interbank transfers to various accounts in Indonesia supported by the BI-Fast network.

Money transfers are faster, in real time, and hassle-free with no admin fees up to a certain quota, making them suitable for both personal and business needs.

Benefits of Fazza transfers:
• Free interbank transfers according to quota
• Supported by the BI-Fast network
• Real-time and stable processing
• Secure and transparent

5. E-Wallet Top-Up & Complete Bill Payments
• Top up your e-wallet balance and complete various payments directly from the Fazza app:
• GoPay, OVO, DANA, ShopeePay
• PLN Electricity Tokens
• Phone Credit & Data Packages

6. Financial Management with Fazza Pockets
Fazza is equipped with a Pockets feature to help users manage their finances more neatly and structured.

With this feature, users can separate funds according to their needs, such as daily funds, savings, and business needs, for better control of spending and clearer financial planning.

7. Multi-Layered Security & Official Legality
All user data is protected by industry security standards. • Data encryption
• Two-Factor Authentication (2FA)
• Registered as a PSE Kominfo
• Collaborates with official institutions: Smart Cash Cooperative & Modal Rakyat

About Fazza
Fazza was developed by PT Payfazz Teknologi Nusantara, a financial technology company committed to providing safe, easy, and transparent access to digital services for the Indonesian people. Fazza provides official cooperative savings services, digital payments, and loans through OJK-licensed partners.

Download Fazza now and manage your finances more safely, smartly, and efficiently!