Fazza Nabung 9%, Transfer&QRIS

PT Payfazz Teknologi Nusantara

About this app

Fazza is a digital financial application for savings, QRIS payments, interbank transfers, e-wallet top-ups, and secure online loans through OJK-licensed partners. With Fazza, you can manage your money, save funds with returns, and access cash loans easily in one official application supervised by government agencies.

Fazza collaborates with the Smart Cash Cooperative (supervised by the Ministry of Cooperatives and SMEs) and Modal Rakyat (a licensed and OJK-supervised lending platform) to ensure safe, legal, and transparent savings and loan services.

Key Features of the Fazza App

1. Savings with Returns
Enjoy savings products with competitive returns and flexible holding periods.
• Transparent returns
• Flexible deposit period options
• Funds managed by the officially registered Smart Cash Cooperative

2. Fazza Pinjam – Online Cash Loans with OJK-Licensed Partners
Access safe, fast, and transparent cash loan services for selected users. Loans are facilitated by Modal Rakyat, a licensed and supervised partner of the Financial Services Authority (OJK).

Fazza Pinjam Benefits
• Loan limit up to IDR 20,000,000
• Loan term from 61 to 90 days
• APR (Annual Percentage Rate): 18%–36% per year
• Direct disbursement to your account
• Simply use your e-KTP, no collateral required
• Fees and total payments are clearly displayed before application

Loan Simulation Example
Loan: IDR 1,000,000
Term: 61 days
APR: 24% per year
Calculation:
24% ÷ 365 × 61 × IDR 1,000,000 = IDR 40,164
Total payment: IDR 1,040,164

3. Fast & Secure QRIS Payments at Millions of Merchants
Use Fazza to pay for various daily transactions via QRIS. • Pay at stores, restaurants, minimarkets, and online merchants
• Transactions are recorded automatically
• Convenient and secure

4. Free Interbank Transfers (BI-Fast)
Enjoy the convenience of transferring money to any bank in Indonesia.
• ​​Free up to a certain quota
• Data is sent in real time
• Supported by the BI-Fast network

5. E-Wallet Top-Up & Complete Bill Payments
Fill your e-wallet balance and complete various payments directly from the Fazza app:
• GoPay, OVO, DANA, ShopeePay
• PLN Electricity Tokens
• Top-up & data packages
6. Financial Management with Fazza Pockets (Budgeting)
Manage your expenses and income with the Pockets feature.
• Separate funds for personal needs, business needs, and savings
• Suitable for daily financial planning

7. Multi-Layered Security & Official Legality
All user data is protected with industry security standards.
• Data encryption
• Two-Factor Authentication (2FA)
• Registered as a PSE Kominfo
• Collaborates with official institutions: Smart Cash Cooperative & Modal Rakyat

About Fazza
Fazza was developed by PT Payfazz Teknologi Nusantara, a financial technology company committed to providing safe, easy, and transparent access to digital services for the Indonesian people. Fazza provides official cooperative savings services, digital payments, and loans through OJK-licensed partners.
Download Fazza now and manage your finances more safely, intelligently, and efficiently.