FinPlus - Pinjaman Uang Online

PT. Rezeki Bersama Teknologi

About this app

💸 Need a fast and safe loan? Our app offers a trusted online money lending solution—registered with the Financial Services Authority (OJK Permit: KEP-3/D.05/2021)—that allows you to apply online with fast verification and disbursement within minutes. Enjoy a simple process: just an ID card, no pay slip, and no collateral (KTA), so you can get fast funds for urgent needs or emergencies. We offer instant loans, fast-disbursement loans, and personal loans with low, transparent interest rates and no hidden fees. You can check out installment simulations before agreeing. 💰

✅ FinPlus—An Instant Digital Lending Application Without Collateral and Licensed by the OJK. FinPlus is registered and supervised by the Financial Services Authority with Permit Number KEP-3/D.05/2021.

😍 Provides very low interest rates:
The minimum interest rate is 15% per year (daily interest rate is 0.04% per day)
💵 Provides the funds needed to meet your needs:
Amount: IDR 500,000 - IDR 2,400,000
⏳ Provides optimal funding periods:
Tenors from 80 to 120 days
🔒 Provides comprehensive security services:
FinPlus services are built using advanced technology with the implementation of Artificial Intelligence, Machine Learning, and Big Data Analytics. All FinPlus customer data is stored on local Indonesian servers with encryption technology to ensure the security of all FinPlus customer data.

🔁 Need flexibility? Choose a 3-month, 6-month, or 12-month installment term to suit your needs; apply for business capital loans, student loans, or freelance loans with loan limits that can increase based on your track record. We maintain data privacy, reject abusive billing, and prioritize professional service — see our app reviews for proof that we're among the best loan apps. Apply now: easy, fast, and reliable online credit — a loan solution ready to help whenever you need it.

🏢 FinPlus is a technology-based funding service that promotes the concept of "Simple, Friendly, and Trustworthy." FinPlus is under the auspices of PT. Rezeki Bersama Teknologi (PT. RBT), whose motto is to prioritize customer satisfaction with easy applications, simple requirements, and fast disbursement.

📋 Product Information:
1. Amount: IDR 500,000-IDR 2,400,000
2. Tenor from 80-120 days
3. The highest annual interest rate (APR) is 15% per year (daily interest rate 0.03% per day)
4. No additional fees
5. Example of financing IDR 1,000,000 with a tenor of 120 days and an economic benefit of 0.03% per day:
Monthly interest: IDR 1,000,000 x 0.3% x 30 = IDR 90,000
Monthly payment: IDR 1,000,000/4 + IDR 90,000 = IDR 340,000
Total interest expense: IDR 90,000 x 4 = IDR 360,000
Total payment amount: IDR 1,000,000 + Rp360,000 = Rp1,360,000
(If you require a larger amount of funding, you can use the method above to calculate the appropriate funding fee)

👥 Recipient Requirements:
Recipients must be Indonesian citizens, at least 18 years old or married, and have an ID/KTP (National ID Card) and proof of income.

📞 Contact us for more information:
Phone: [phone] (WA)
Email: [e-mail]
Instagram: @finplusid
Address: Menara Dea Tower I, 8th floor, Suite 803, Jalan Mega Kuningan Kav. E4.3 No. 1-2, RT.5/RW.2, Kuningan, Kuningan Timur., Setiabudi District, South Jakarta 12950

Ratings and reviews

I found the application process on this app quite easy to follow, especially for someone new to online lending. Information about fees and loan terms was also clearly explained, so I wasn't confused when choosing the right option. While there were a few things I needed to learn, overall, this app helped me better understand my financial situation.

found this app quite helpful when I needed funds quickly. The data entry process was easy to understand and not confusing for beginners. There were also payment reminders to help me remember due dates, which I found very convenient. However, I sometimes had to wait a while for a response from customer service, but overall, my experience was quite good and smooth.

I found this app convenient because the interface and navigation were simple and straightforward. The data entry process was also quite fast, and I could check the status at any time. However, I still had to carefully read each requirement to ensure I didn't miss anything.