FinPOS — Spending Tracker

Innovation HUB

About this app

FinPOS turns the payment notifications you already get into a clear, private spending tracker —
without ever sending your data anywhere.

When you pay, your bank and Google Pay post a notification. FinPOS reads those (with your
permission), detects the transaction, and shows you what you spent, where, and on what category —
all on your phone.

PRIVATE BY DESIGN
• Everything stays on your device. Nothing is ever sent to a server.
• The app has NO internet access at all — no networking, no accounts, no analytics, no ads.
• Auto-backup is disabled, so your data isn't copied to the cloud.
• Clear all stored data anytime with one tap, or just uninstall.

WHAT IT DOES
• Reads notifications from monobank, Privat24 / ПриватБанк, ПУМБ, and Google Pay / Google Wallet.
• Detects amount, currency, merchant, masked card and time from each payment.
• Automatically sorts spending into categories — Groceries, Restaurants, Transport,
Subscriptions, Shopping, Health and more.
• Shows a spending summary with a category breakdown.
• Matches a bank notification with its Google Pay twin so the same purchase isn't counted twice.
• A "Raw log" view shows the exact notifications captured, for transparency.

HOW IT WORKS
1. Install and open FinPOS.
2. Grant Notification access (Android asks you explicitly — you stay in control).
3. Make or receive a payment — it appears automatically.

No sign-up. No card linking. No bank login. FinPOS never asks for your banking credentials and
never connects to your bank — it only reads the notifications your phone already shows you.

Note: FinPOS is an independent app and is not affiliated with or endorsed by any bank or payment
provider.

What’s new

• Banks tab now shows a balance per card, plus a combined total for multi-card accounts.
• UkrSib notifications are parsed more accurately.
• A purchase confirmed via Google Pay is now attributed to your real bank instead of "Google Pay".
• Privat24 transfers between your own cards now show the correct description.