Lenditt: Personal Loan App

Lenditt Innovations & Technologies Private Limited

About this app

Introducing Lenditt: Your Ultimate Personal Loan Solution

Looking for a hassle-free way to secure a quick personal loan of upto ₹1 lacs? If you are a professional individual with stable income then look no further. Lenditt is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Lenditt has got you covered with its quick, secure, and seamless online loan application process.
Our app ensures the highest level of security and compliance.

Lending Partner: RBI approved NBFCs:
Chinmay Finlease Limited, registration number #: A.01.00558.
Madhur Instalments Private Limited, registration number #: B -12.00396

Benefits that make Lenditt one of the best online personal loan apps in India:
✔️ Instant Loan Approval: Need funds urgently? Lenditt's instant loan approval, ensures you receive the financial support you need within minutes
✔️ Flexible Loan Option: If you are looking for a personal loan online, Lenditt is the ideal solution for you to provide cash loans up to ₹ 1,00,000/-
✔️ Easy Application Process: Applying for a personal loan with Lenditt's intuitive online loan application process enables you to apply online with minimal effort
✔️ Trusted and Reliable: Lenditt is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security
✔️ Flexible Repayment Plans: Everyone's financial situation is unique. That's why Lenditt offers flexible repayment plans that suit your individual needs
✔️ Lowest Interest Rates: At Lenditt, we offer some of the most competitive interest rates in the market.

Features of Lenditt:
• Loan Amount: ₹10,000 - ₹1 lacs
• Quick Turn-around time: Under 5 minutes
• Repayment Tenure: 45 Days to 120 Days
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees

Associated Fees:
• Interest Rates: starts from 28 % per annum
• Processing & Other Applicable fees: Starts from 6.5% of the loan amount (This may vary based on your risk profile)
• Documentation charges of 1%
• ₹200 for online convenience fees
• Bounce charges: ₹500 + GST as applicable
• Minimum APR - 26% Maximum APR - 60%
• Please note that GST charges will be added to the process fees, document charges, online convenience fees.

Eligibility Criteria:
-Working Professionals with Stable income
-Above 21 years
- Minimum take home income of 20,000 Per Month
-Aadhaar & PAN Card Verification
-Bank Account where income gets deposited monthly
-All borrowing should be in good standing

Illustrative Calculation: -
• Loan amount: ₹30,000 with a 28% annual interest rate
• Per day interest rate is 0.076%
• Loan Duration: 120 Days
• Total interest on the personal loan: ₹2,736
• Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,450
• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,891
• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109
• Total Repayable Amount (Loan Amount + Interest): ₹32,736
• PF +DC + GST are deducted upfront during the loan disbursal.

*This is an indicative calculation, interest and other charges vary based on the profile

Lenditt also provides various services to buy digital gold and silver online.

Lenditt brings the age-old allure of gold and silver into the digital age, offering you a convenient way to buy and invest in online gold and silver. You can join the dynamic world of digital gold and silver with just a few taps.

Advantages of Buying Online Gold and Silver from Lenditt:
•Buy 24K 99.99% Pure Gold and Silver
•Certified 100% Secure (Authenticated)
•Sell Anytime (Sell your Gold/Silver anytime and get the money transferred to your bank account)

For any queries contact us on [e-mail] or call us at [phone]

What's new

✔️New Financial Features
✔️Feature Additions
✔️Accessibility Enhancements
✔️User Experience Enhancements
✔️Content Updates
✔️Security Updates