FNBO Direct

196 reviews
Content rating
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About this app

** If you have one of our partner-branded credit cards, please download the "Card by FNBO" app to access your account information. **

Free. Secure. Anywhere. Mobile Banking from FNBO Direct lets you easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free.

Mobile Banking is available to all customers; just download the app and log in with your Online Banking user name and password for a secure Mobile Banking experience.

- View account balances and transaction history
- Pay your bills and credit cards
- View scheduled and recent payments
- Transfer money between your FNBO Direct accounts
- Transfer money to other customers at this bank
- Deposit checks – Snap a photo of your checks and deposit them remotely
- Contact a customer service representative

At FNBO Direct your security is always our top priority.
- Account information is never stored on your phone
- Data transmissions are encrypted with the same secure technology as Online Banking

- Mobile Banking is free from FNBO Direct (but your mobile carrier’s message and data rates may apply)
- Download the app and log in with your Online Banking username and password

View our Security Statement at: https://www.fnbodirect.com/comp/popups/security-statement.fhtml

- Deposits are subject to verification and are not available for immediate withdrawal
- See the terms in the app for limits/availability and other restrictions
Updated on
Jun 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

186 reviews
September 5, 2020
So.Annoying. Made me update. Made me sign up for 2-Step authentication. When I enter the correct code, it asks if I didn't receive and should they resend? No new code arrives. Fingerprint login on phone no longer works. Sometimes I can get into account. Sometimes I can't and it tells me to go to website. When I can get into the app, it says fingerprint logon is turned on, but it doesn't work anymore and the on/off slider is grayed our.
14 people found this review helpful
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September 8, 2020
We’re sorry for the inconvenience. We are working to resolve the issue as quickly as possible. We do recommend customers to uninstall and reinstall the app.
Pha'nom Samu'el Bey
June 2, 2024
Great Bank, very easy to navigate GUI, no monthly fees, just and all around great banking experience.
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June 3, 2024
We're glad to hear you're enjoying the app! Thanks for the 5 star review.
brad coddington
August 6, 2020
This used to be a fairly good app but it seems to be that they changed something and now I can no longer log in with my finger prints. So I tried to log in with my login and cant even do that now, so I went to log in on my computer and cant even log in on it. Im writing this as I wait on hold to get this log in straightened out. Seem like the less interest that they pay the worse that their systems work. Looks like it might be time to find a new online bank if they cant get their stuff together.
8 people found this review helpful
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August 10, 2020
Brad, we've recently updated our Online and Mobile login process. Please visit our website for more information: https://www.fnbo.com/pages/secure/. Customers will have to reset up a Passcode and/or Fingerprint on the mobile app. Select the ‘More’ tab which has three dots, select ‘Log In Options’, select ‘Passcode – On’, and ‘Fingerprint – On’.

What's new

General enhancements and updates.