FNBO

16.9K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

Take FNBO with you wherever you go. Access your funds, control your cards, make deposits and more. All from the FNBO mobile app. Free. Secure. Anywhere.

Features that can be used on the go:
- View account balances and review transaction history.
- Deposit checks remotely through your phone.
- Zelle® | A fast and easy way to send and receive money.
- Keep your cards secure 24/7. Lock and unlock them on the go.
- Set up and receive account related alerts in real time.
- View scheduled and recent payments.
- Transfer money between your accounts or with others.
- Locate your closest ATM or branch.
- Set up one-time or recurring payments.

Disclosure:
Deposits are subject to verification and are not available for immediate withdrawal. See the terms in the app for limits/availability and other restrictions. View our Security Statement at: https://www.fnbo.com/security-center/. FNBO is a registered trademark licensed to First National Bank of Omaha.

Member FDIC

Investment Products:
- Are not FDIC Insured
- Are not Bank Guaranteed
- May Lose Value
Free. Secure. Anywhere. Easily view and manage your money with mobile banking.
Updated on
Sep 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

16.6K reviews
Sage Johnson
August 15, 2026
I’ve had the 5.6.2 update since July 14, but since July 27 the app has been very buggy. Every login prompts me to accept the same updated terms, and the transfer option I used to move money from checking to savings is now missing. A friend who banks here is having the same issue, they have the button but can't move checking to savings. Nothing in the updated terms explains this change. neither of us are at transfer cap.I used to love the app, but it’s become a headache. Hope this is fixed soon!
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FNNI
August 15, 2026
Sage, we're truly sorry to hear the recent update has been causing issues for you. We appreciate you sharing such detailed feedback, as it's incredibly helpful. Please give our 24/7 Customer Care team a call at 800-642-0014 for troubleshooting assistance and we'd be happy to help. We appreciate your patience and for bringing this to our attention.
Travis Neidel
June 15, 2024
One of the most poorly optimized apps I've ever dealt with, constantly gives error messages and failures, every time you open the app it crashes in the background until you need to force close the app, half the time the login won't even work, other times you can input all of the steps to e-deposit a check and it'll just fail to deposit, give you an error message and be done with it. absolute joke of an app, terrible optimization, who wants a banking app that doesn't work when you want it to?
16 people found this review helpful
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FNNI
June 17, 2024
Travis, we're sorry to hear that you're having issues with the app. We would recommend uninstalling and reinstalling it, restarting your device, and calling us at 800-642-0014 for further technical support if these steps do not resolve your issues.
Natasha Tetherow
October 7, 2023
Update** I wish I could give zero stars. The app has gotten even worse. I log in 10+ times and the second I click on my bank account I get logged out. I'm going to be switching banks ASAP. This is ridiculous. The app is not great. You'd think by now they would have it working better. It is slow and I always have to log in twice as it logs me out right away and says "you've been logged out" even when I just logged in. I also can't even get into my settings. It needs some major updates!
37 people found this review helpful
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FNNI
March 21, 2023
Natasha, we are sorry to hear about the issues you are having. In order to help resolve them, can you give us a call at 888-978-5296?

What’s new

General enhancement and bug fixes to continue to improve your banking experience