FNBO

FNNI

About this app

Take FNBO with you wherever you go. Access your funds, control your cards, make deposits and more. All from the FNBO mobile app. Free. Secure. Anywhere.

Features that can be used on the go:
- View account balances and review transaction history.
- Deposit checks remotely through your phone.
- Zelle® | A fast and easy way to send and receive money.
- Keep your cards secure 24/7. Lock and unlock them on the go.
- Set up and receive account related alerts in real time.
- View scheduled and recent payments.
- Transfer money between your accounts or with others.
- Locate your closest ATM or branch.
- Set up one-time or recurring payments.

Disclosure:
Deposits are subject to verification and are not available for immediate withdrawal. See the terms in the app for limits/availability and other restrictions. View our Security Statement at: https://www.fnbo.com/security-center/. FNBO is a registered trademark licensed to First National Bank of Omaha.

Member FDIC

Investment Products:
- Are not FDIC Insured
- Are not Bank Guaranteed
- May Lose Value

Ratings and reviews

Great app and everything works pretty seamlessly, except they really have to step up their service because there's WAY too many outages where I can't access my accounts, online or in-app. I don't want to call for further details or help, I want my app to work right away because I have things to do right then and there. I don't have time to wait around on a call. Fix this, it's very annoying and causes issues I'm sure to more people than just me. It's still happening in 2026.

Update: the developer reached out to let me know another app update was available, and after installing I am no longer having issues. I appreciate the fast response! After updating, I can no longer open the app. I just get some sort of reference number message and the app closes. I even uninstalled and reinstalled but it still doesn't work!

When it works it's fine. 50/50 shot it will actually work... actually it probably doesn't work more than 50% of the time. I have to use the mobile deposit function regularly for my business and half the time the app is continuously loading or kicking me out every other second. Because I use this feature so much, it's enough to sometimes want to switch to a different bank with a better functioning app.

What’s new

General enhancements and bug fixes to improve your banking experience