Flex Cashflow: Money Manager

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Content rating
Everyone
1+
Downloads
Content rating
Everyone
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About this app

Cash, bank, mobile money, a loan, a savings goal — most of us don’t keep money in one place. Flex Cashflow is a personal finance ledger on your phone: what you have, what you owe, what’s coming due, and where the month went. Works offline. No account required to start.
TRACK EVERYDAY MONEY
• Log income, expenses, and transfers
• Categorise spending and see where it went
• Attach receipts, photos, and files to records
• Multiple accounts and currencies, one net worth

PLAN WHAT’S NEXT
• Budgets and budget items
• Bills and subscriptions (active or paused)
• Payment plans for upcoming or recurring payments
• Savings goals, loans, investments, and occasions
• Link transactions to the records they belong to

SEE THE PICTURE
• Portfolio and balances in one view
• Analytics, reports, and category insights
• Reminders and in-app notifications
• Home widgets, themes, locale (English & Swahili), and biometric lock

YOUR PHONE FIRST
The vault stays on this device unless you export a backup, pair another device on your Wi-Fi (including web or desktop on the same network), or turn on Pro.

PRO IS OPTIONAL
The ledger is free — tracking, budgets, bills, savings, loans, investments, analytics, Wi-Fi pairing, and backups.
Pro adds encrypted cloud sync and a 1 GB vault, live exchange rates, and an AI assistant that can chat, take voice, or read a photo or PDF — you review every suggestion before anything is saved.

Start with a simple expense tracker: add an account, log income and spending, see where the month went. Stay there if that’s enough. When you want budgets, bills, savings, loans, or a full net worth, you don’t switch apps — it’s the same ledger.
Expense tracker, budgets, bills & net worth. Works offline on your phone.
Updated on
Aug 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Photos and videos and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Flex Cashflow 1.0. Your money in one place, on your phone, even offline.

• Accounts in more than one currency, one net worth
• Income, expenses, transfers, budgets, bills, savings
• Loans, investments, and analytics
• Free Wi-Fi pairing and backups. English & Swahili.

Pro is optional: cloud sync & 1 GB vault, live rates, and AI (chat, voice, photo/PDF) you review before anything saves.
Content rating
Everyone
Learn more

App support

Phone number
+255655392445
About the developer
FLEX CODE LABS LIMITED
hi@flexcodelabs.com
Near Mawasiliano Bus Terminal Ubungo 16102 Tanzania
+255 755 719 656

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