FlexiLoans: Business Loans

Flexiloans.com

About this app

FlexiLoans - Small Business Loan App - Made in India

FlexiLoans is a trusted RBI-registered NBFC offering instant business loans for Micro, Small, and Medium Enterprises (MSMEs). Our top-rated business loan app provides quick, collateral-free online business loan solutions to fuel your growth. Whether you need a working capital loan, machinery finance, or SME loan financing, our hassle-free digital process ensures fast fund disbursal.

Since banks have strict eligibility, FlexiLoans bridges the gap by offering a 100% online business loan with flexible repayment. We help Indian entrepreneurs get fast access to commercial loan solutions and MSME finance.

What do we offer?
• Term Loan for MSMEs: Fixed business loan amount for a secure tenure at competitive interest rates.
• Merchant Cash Advance: Ideal for retail businesses with high card/UPI transactions needing a quick cash advance.
• Invoice Discounting: Turn unpaid invoices into instant working capital to manage daily expenditures.
• Line of Credit: Manage cash flow, vendor payments, and seasonal requirements.

Additional Solutions: Supply Chain Finance | Franchise Finance | Corporate Loans | Short Term Loans | Commercial Loan | Inventory Financing | B2B Lending

Why take an Unsecured Business Loan?
• 100% online business loan application
• Attractive rates: APR ranging from 12% to 36% annually (Maximum APR: 36%)
• Flexible business loan tenure from 12 to 36 months
• Fast loan disbursals with zero hidden charges
• No collateral required for an unsecured business loan
• Customized MSME loan solutions for diverse business needs

How to Apply?
1. Download the FlexiLoans business loan app.
2. Register & verify business details.
3. Choose desired MSME loan amount & tenure.
4. Upload minimal KYC documents digitally.
5. Get fast business loan approval & funds in your bank account.

Use Cases & Industries:
Use your SME loan for working capital, buying inventory, equipment financing, or business expansion. We proudly serve Kirana stores, pharmacies, manufacturers, wholesalers, distributors, restaurants, e-commerce vendors, online sellers, and service providers.

Representative Example of Total Loan Cost:
For a loan of ₹1,00,000 at an APR of 18% for a tenure of 12 months:
• Principal Amount: ₹1,00,000
• Tenure: 12 months
• Interest Rate: 18% per annum
• Processing Fee (e.g., 2% + GST): ₹2,000 + ₹360 = ₹2,360
• Total Interest Payable: ₹10,016
• Equated Monthly Installment (EMI): ₹9,168 per month
• Total Repayment Amount: ₹1,10,016
• Total Cost of the Loan (Interest + Fees): ₹12,376

Eligibility & Documentation:
Eligible businesses have >12 months of operations, promoter age above 21, turnover above INR 4 lakhs, and valid GST (if applicable). As a 100% digital loan app, just enter your PAN Card, upload a digital Aadhaar Card copy, and take a selfie for your instant MSME loan.

Why choose FlexiLoans?
• Speedy credit disbursement for business finance
• Fair interest rates & transparent fees
• Easy repayment (UPI, Net Banking, Bank Transfer)
• 100% unsecured business loan app
• RBI-registered NBFC with secure approvals

Note:
FlexiLoans does not charge upfront processing fees before disbursement. To report unauthorized activity, call 02268219595 or email [e-mail]. Visit https://www.flexiloans.com

Contact Us:
Customer Care: 02268219595
Email: [e-mail]
Address: 7th Floor, One World Center South Annexe, Tower-2 841, Senapati Bapat Marg Saidham Nagar, Parel Mumbai, Maharashtra 400013

What’s new

Added new features and improvements to enhance app performance. Fixed known bugs for a smoother experience.