4.0
16.9K reviews
1M+
Downloads
Content rating
Everyone
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About this app

What’s New
Account Linking & De-linking: Link your HBL Microfinance banking account to your FirstPay wallet and enjoy using a wider range of features across your HBL Microfinance account and the FirstPay Wallet.
Favorites: Easily save your most frequent transactions and recipients as favorites for quick access, making repeat payments and transfers faster and more convenient.
Cashpoint Visibility: View nearby HBL Microfinance Bank branches, ATMs, and authorized agents to help you locate cashpoints and banking services effortlessly.
FirstPay by HBL MicroFinance Bank Ltd.
About FirstPay:
FirstPay, a mobile wallet powered by HBL Microfinance Bank is here to give you real Banking beyond the Branch experience. With a single tap, now send and receive money, linking of HBL Mfb account, access a loan with flexible payment plans, pay utility bills, and get mobile top-ups done for any network, from anywhere, anytime!
So why wait? Sign up for FirstPay today and bring the bank home!

FirstPay Features:
• Instant Funds Transfer – Send and receive money to:
o FirstPay wallet
o Bank Accounts like Alfalah, UBL, Faysal Bank, or any other bank across Pakistan
o Mobile wallets like EasyPaisa, JazzCash, Zindigi, SadaPay, or NayaPay

• Mobile Load – Prepaid & Postpaid mobile load on any network
• Mobile Bundle – Telenor

• Utility Bill Payments
o Electricity
o Gas
o Water
o Internet
o PTCL and many other bills

• Instant money with Nano Loan
o Apply for a Nano loan without any hassle of document submission and get up to Rs. 15,000 loans in no time!

• Account Linking/De-Linking
o Now conveniently link your HBL MfB account within the FirstPay app and enjoy the below features;
o Fund Transfer from Core Bank Account
o Utility Bill Payment
o Account Balance and Transaction History
o Cheque Book request and Status check
o Stop Payment of cheque
o Managing Bank Account Limits
o Account Maintenance and Tax Certificate
o HBL MfB Debit Card
o Manage Dynamic QR
o My Profits
o My Loans and much more…

• Debit Card
o Forget the hassle of standing in long queues just for cash withdrawals. Order your FirstPay Debit card and enjoy a world of discounts at a wide variety of brands across Pakistan.
• Debit Card Management
o Manage your FirstPay Debit card - Debit card activation
o PIN Generation
o Temporary blocking & PIN Change
o Statement of Account – get your account statement in just a click.
o Dispute transaction - simply mark the transaction disputed through your statement and get it resolved

• Invite Friends for more fun!
o Now invite your friends and family to FirstPay.

• Request Money
o When you need funds, request from your friends and family through FirstPay conveniently

• Favorites
o Now mark any beneficiaries as Favorite and make effortless Mobile Top Ups and money transfers to your favorite contacts.

• What’s more on FirstPay?
o Education Fee – Pay school, college or university fees through FirstPay instantly
o Pay your taxes, License Fees, Traffic Challans, Credit Card Bills, and many other payments with ease.

Follow us on social media to know what’s happening on FirstPay and download the FirstPay app today! We are super excited to see you on the other side.

In case of any suggestions or complaints, please write to us at complaints@hblmfb.com, or call 24/7 at 0800-42563.

Follow us at:

• Facebook
o https://web.facebook.com/FirstPaybyHBLMFB
• Twitter
o https://twitter.com/FirstPayHBLMFB
• Instagram
o https://www.instagram.com/firstpaybyhblmfb/
Updated on
Jan 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location and Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
16.8K reviews
Mohsin Ishrat
February 6, 2026
the worst thing in this application is highest interest rate in Loan procedures also didnt recieve exact amount which is mentioned in it! and also no scan option for any other apps like jazzcash/easypaisa + if its bank account then why theres no iban number for HBL/MFB user!!! and one more things mobile packages no bundles show for zong and other networks
1 person found this review helpful
HBL Microfinance Bank Ltd
January 20, 2026
Dear valued customer, Request you to kindly share your concerns with us at http://m.me/1933624523536480 . Our team will assist you promptly.
Areeba Naveed
December 30, 2025
This app is useless . my money got stuck in my account and app is not opening it says "clear history everytime I try to open it" I have uninstall it several time and restart it but still the same response . I have complained to their email and the helpline 6 to 7 times but no response . even debit card is not working. Transaction successful yet the money ain't coming out of the ATM. it's been 3 months neither helpline respond nor emails address. don't download this app
7 people found this review helpful
HBL Microfinance Bank Ltd
January 2, 2026
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at http://m.me/1933624523536480 . Our team will assist you promptly.
Javeria Azam
December 21, 2025
Dear FirstPay Support Team, I am using an Android device, but the FirstPay application is not opening on my phone. I have tried restarting my device and reinstalling the app, but the issue still persists., Kindly look into this matter and resolve the issue as soon as possible. I'll be great thankful to you Thank you for your support. Best regards, Javeria Azam
10 people found this review helpful
HBL Microfinance Bank Ltd
December 22, 2025
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at http://m.me/1933624523536480 . Our team will assist you promptly.

App support

About the developer
HBL MICROFINANCE BANK LIMITED
muhammad.yasir@hblmfb.com
Hbl Tower 16-17th Floor China Chowk Blue Area Islamabad, 44000 Pakistan
+92 342 1113332